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510 Deerwood Rd, Utica, NY, 13502

3beds
1baths
1,200sqft
$229,900
$192price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

If you're looking for an all new, turnkey, ready to move into ranch style home in a great North Utica neighborhood, this is the one!! A must see!! Fantastic, quiet neighborhood on a dead-end street with no through traffic. Everything has been done and is brand new. Exterior updates include roof, siding, windows, entry and storm doors and soffits. The interior has been fully remodeled and includes a brand-new updated kitchen with new cabinets, butcher block countertops, new sink and faucet with disposal, brand new Whirlpool stainless appliances(refrigerator, range, dishwasher and microwave). A full walk-in pantry with new cabinets and countertops. The bathroom has been fully remodeled with brand new tub and shower surround, new sink and vanity, new toilet and flooring. Brand new stackable Whirlpool washer and dryer are also included. All new closets(doors, shelving, and hardware), new vinyl blinds, fresh paint and new luxury vinyl plank flooring throughout, new doors and hardware, new molding and trim, new lighting, outlets and switches. Awesome backyard with a 21' xx 10' new epoxy painted patio. Large driveway with parking for 3-5 vehicles. Conveniently located close to schools, shopping and amenities. Nothing to do but move in and enjoy!! See pics & disclosure with a list of updates for more details of the many features & benefits this awesome home has to offer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Foundation: Other,See Remarks
  • Roof: Architectural,Shingle
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Separate/Formal Living Room,Pull Down Attic Stairs,Storage,Walk-In Pantry,Main Level Primary
  • Flooring: Tile,Varies,Vinyl
  • Attic: Pull Down Stairs

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 30160030701600020180000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 8,049 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 70 x 115

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$106$1,272
Property Taxes $331$3,972
Electricity $246$2,954
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 13502$118
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13502$162
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$214,900
2026-07-25Price change$229,900
2026-07-16Price change$239,900
2026-07-09Listed for sale$244,900
2026-03-02Listing removed$169,900
2026-01-15Listed for sale$169,900
2020-01-03Listing removed$99,900
2019-09-06Listed for sale$99,900
2019-07-25Pending sale$99,900
2019-07-03Listed for sale$99,900

For Sale by Agent

AgentMartin C. Bell
BrokerageAssist2Sell Buyers & Sellers 1st Choice

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