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127 W Robbins St, Covington, KY, 41011

2beds
1baths
1,672sqft
$499,000
$298price/sqft
$3,318/moest. monthly cost
$132,720/yrincome needed

About This Home

Rare opportunity to own this exceptionally well maintained historic 1860s Row House in the highly desirable Old Seminary Square! Restored in 1998 by the current owner. 2 Bedroom/1 Bath featuring timeless Old World Charm with original hardwood floors, trim, gorgeous pocket doors, exquisite lighting, three gas fireplaces plus two staircases to the upstairs! Bathroom features a soaking tub, and refreshed with a modernized shower and tile flooring. Enjoy your morning coffee on the patio while listening to the sounds of the peaceful fountains surrounded with lush gardens! 2nd floor laundry room includes the stackable washer & dryer. Located within minutes from dining, shopping, parks and downtown Cincy. 2001 Recipient of the Friends of Covington Beautification award and the 2017 Cincinnati Horticultural Society Certificate of Merit for small urban gardens. Schedule your showing today so you don't miss out on this one!

Getting Around

88
WalkingVery Walkable
41
TransitSome Transit
70
BikeVery Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-81.3 mi
1/10
Holmes High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1865

Materials

  • Foundation: Stone
  • Roof: Membrane
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Historic
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Gas Range,Gas Oven,Dishwasher,Disposal,Refrigerator,Tankless Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 187
  • Dimensions: 17 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Features

  • Soaking Tub,Entrance Foyer,Eat-in Kitchen,Chandelier,Ceiling Fan(s),Natural Woodwork
  • Door features: Pocket Door(s)
  • Window features: Wood Frames
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Kitchen

  • Features: Walk-Out Access,Hardwood Floors
  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Laundry

  • Features: See Remarks
  • Level: Second
  • Area: 32
  • Dimensions: 8 x 4

Living Room

  • Features: Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Primary Bath

  • Features: Shower,Soaking Tub,Tile Flooring
  • Level: Second
  • Area: 64
  • Dimensions: 8 x 8

Primary Bedroom

  • Features: Fireplace(s),Carpet Flooring
  • Level: Second
  • Area: 208
  • Dimensions: 13 x 16

Property

Details

  • Parcel number: 0542238002.00
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fountain

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 0

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$338$4,056
Property Taxes $303$3,636
Electricity $154$1,850
Total$3,318$39,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,760/yr
40% on housing$99,540/yr
45% on housing$88,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 41011$202
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41011$192
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$499,000
1998-08-18Sold$80,000

For Sale by Agent

AgentSherry Steffen
BrokerageHoran Rosenhagen Real Estate

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