9220 Main St, Westernville, NY, 13486
About This Home
Step back in time with this grand 1850 estate, offering timeless character and remarkable potential. This historic property awaits a full renovation. Generous proportions, tall ceilings, and architectural details from a bygone era provide the perfect foundation for a truly special restoration project. Just minutes from Delta Lake and the gateway to the Adirondacks, enjoy the best of both worlds, rural charm and access to endless outdoor recreation. Envision a personal residence, vacation retreat, or investment opportunity. Seller financing available. Seller financing available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1850
Materials
- Foundation: Stone
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story,Victorian
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room
- Flooring: Hardwood,Varies
Heating
- Heating features: Oil,None,Radiant
Interior Area
- Total structure area: 2,700
- Total interior livable area: 2,700 sqft
Property
Details
- Parcel number: 30660015500300010130000000
- Special condition: Standard
Features
- Exterior features: Gravel Driveway
Lot
- Lot size: 0.62 Acres
- Features: Other,Rectangular,Rectangular Lot,See Remarks
- Lot size dimensions: 100 x 353
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Oneida County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $42 | $504 |
| Property Taxes | $115 | $1,380 |
| Electricity | $446 | $5,354 |
| Total | $1,007 | $12,084 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-04 | Price change | $99,900 |
| 2025-12-02 | Listed for sale | $10,000 |
| 2025-11-06 | Sold | $38,000 |
| 2025-10-28 | Listed for sale | $119,900 |
| 2024-11-15 | Sold | $30,100 |
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