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504 Hawthorne St, Covington, KY, 41014

4beds
4baths
2,900sqft
$334,900
$115price/sqft
$2,429/moest. monthly cost
$97,160/yrincome needed

About This Home

Fully Updated 2,900 Square Foot (3 Level Total) Home Offering The Best Of Both Worlds!~Enjoy Downtown Excitement, Reds Games, Bengals Games, FC Cincinnati Games, & WEBN Fireworks AND A Private, Heavily Wooded, Corner Lot With A Flat Fenced Backyard!~There Is A Partial View In The Summer & A Full View Of Cincinnati In The Winter Right From The 20 X 10 Back Covered Patio~This Property Offers A New Roof & A Fully Wrapped Brick Exterior~New Windows Throughout Letting In Plenty of Natural Light~Brand New Stainless Steel Appliances In The Kitchen & Plenty Of Cabinet And Pantry Storage~Huge Primary Suite On Second Level With An Additional Bonus Room, Oversized Walk-In Closet, & Primary Bath With Double Vanity & Shower~Partial Finished Basement With Full Bath~Unfinished Basement Area With An Abundance Of Storage Space~Schedule Your Private Viewing Today!

Getting Around

33
WalkingCar-Dependent
33
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.7 mi
1/10
Holmes High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter,Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Full Finished Bath,Tub With Shower
  • Level: First
  • Area: 20
  • Dimensions: 5 x 4

Bathroom3

  • Features: Full Finished Half Bath,Tile Flooring
  • Level: First
  • Area: 20
  • Dimensions: 5 x 4

Bathroom4

  • Features: Full Finished Bath,Shower,Tile Flooring
  • Level: Basement
  • Area: 30
  • Dimensions: 6 x 5

Bedroom2

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedroom3

  • Features: Hardwood Floors
  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Bedroom4

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Carpet Flooring
  • Level: Second
  • Area: 304
  • Dimensions: 19 x 16

Dining Room

  • Features: Built-in Features,Chandelier,Hardwood Floors
  • Level: First
  • Area: 150
  • Dimensions: 15 x 10

Family Room

  • Features: Carpet Flooring,Partially Finished,Storage,Walk-Out Access
  • Level: Basement
  • Area: 414
  • Dimensions: 23 x 18

Features

  • Walk-In Closet(s),Stone Counters,Pantry,Granite Counters,Eat-in Kitchen,Double Vanity,Crown Molding,Chandelier,Built-in Features,Ceiling Fan(s),Recessed Lighting
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Tile Flooring,Walk-Out Access
  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Laundry

  • Features: Laminate Flooring,Utility Sink
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Living Room

  • Features: Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 378
  • Dimensions: 27 x 14

Primary Bath

  • Features: Double Vanity,Shower,Tile Flooring
  • Level: Second
  • Area: 60
  • Dimensions: 10 x 6

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Sitting Room,Walk-In Closet(s)
  • Level: Second
  • Area: 285
  • Dimensions: 19 x 15

Property

Details

  • Parcel number: 0551206012.00
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Private Yard,Balcony
  • Fencing: Chain Link,Metal
  • Has view: Yes
  • View description: City,Neighborhood,Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Sloped,Steep Slope,Wooded
  • Lot size dimensions: 13,113 Sq Ft

Parking

  • Total spaces: 1
  • Parking features: Attached,Carport,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$267$3,204
Property Taxes $240$2,880
Electricity $229$2,748
Total$2,429$29,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,280/yr
40% on housing$72,870/yr
45% on housing$64,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$92
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$325,000
2026-07-24Price change$334,900
2026-06-25Price change$350,000
2026-06-03Pending sale$359,900
2026-05-21Listed for sale$359,900
2025-10-16Sold$45,000

For Sale by Agent

AgentJolee Gallagher
BrokerageGallagher Realty Group

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