1926 Pearl St, Covington, KY, 41014
About This Home
Welcome to this charming 2-bedroom, 1 full bath home located in Covington! This property offers a comfortable and functional layout with bright living spaces and a welcoming feel throughout. The home features well-sized bedrooms, a full bathroom, and a practical floor plan designed for easy everyday living.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1894
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Partial
Bedroom2
- Level: Second
- Area: 64
- Dimensions: 8 x 8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 225
- Dimensions: 15 x 15
Features
- Number of fireplaces: 1
- Fireplace features: Inoperable
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,128
- Total interior livable area: 1,128 sqft
Kitchen
- Level: First
- Area: 225
- Dimensions: 15 x 15
Living Room
- Level: First
- Area: 225
- Dimensions: 15 x 15
Primary Bath
- Level: First
- Area: 66
- Dimensions: 11 x 6
Primary Bedroom
- Level: Second
- Area: 225
- Dimensions: 15 x 15
Property
Details
- Parcel number: 0551419021.00
Features
- Levels: Multi/Split
- Stories: 1
Lot
- Lot size: 2,178 sqft
- Lot size dimensions: 25 x 90
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $555 | $6,660 |
| Home Insurance * | $87 | $1,044 |
| Property Taxes | $108 | $1,296 |
| Electricity | $154 | $1,850 |
| Total | $904 | $10,848 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $139,900 |
| 2012-02-17 | Sold | $17,000 |
| 2012-01-28 | Listed for sale | $17,500 |
| 2011-11-30 | Sold | $28,900 |
| 2008-05-23 | Sold | $45,000 |
| 2008-03-18 | Sold | $26,800 |
| 2005-10-03 | Sold | $45,000 |
| 1999-04-16 | Sold | $44,900 |
| 1996-08-12 | Sold | $26,100 |
| 1996-06-14 | Sold | $18,000 |
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