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2009 Greenup St, Covington, KY, 41014

--beds
0baths
--sqft
$295,000
--price/sqft
$2,180/moest. monthly cost
$87,200/yrincome needed

About This Home

Welcome to 2009 Greenup Street, a unique gem nestled in a highly desirable neighborhood‚ offering the perfect blend of peaceful city living and easy access to vibrant downtown Cincinnati, just minutes away! Low maintenance because of the new sewer line, new electric panel, plumbing and completely renovated. This versatile single-family home, currently configured as a duplex, provides incredible income potential Unit 1: Spacious 3 Bed / 1 Bath. Unit 2: 2 Bed / 1 Bath, currently vacant and ready for you or a new tenant Enjoy peace of mind knowing the electric, plumbing, and sewer line have all been updated. Heating is separately metered, and the owner only covers the water bill. Fully rented Duplex with $40,200 annual income!

Getting Around

59
WalkingSomewhat Walkable
33
TransitSome Transit
54
BikeBikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.4 mi
1/10
Holmes High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Features

  • Window features: Vinyl Frames
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 0551427020.00

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,487 sqft
  • Lot size dimensions: 25 x 99.5

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$235$2,820
Property Taxes $300$3,600
Electricity $154$1,850
Total$2,180$26,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,742/yr
40% on housing$65,400/yr
45% on housing$58,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$90
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Listed for sale$295,000
2025-10-15Listing removed$315,000
2025-08-11Listed for sale$315,000
2025-08-11Listing removed$315,000
2025-07-22Listed for sale$315,000
2023-10-16Sold$133,000
2023-09-21Pending sale$165,000
2023-09-14Price change$165,000
2023-09-01Price change$195,000
2023-08-17Price change$225,000
2023-08-15Pending sale$255,000
2023-08-07Price change$255,000
2023-07-25Listed for sale$265,000
2017-08-07Sold$105,000
2013-08-15Listing removed$85,000
2013-06-28Price change$85,000
2013-02-09Listed for sale$89,000
2003-12-31Sold$54,000

For Sale by Agent

AgentJohn Harrison
BrokerageAffordable Realty Services, LLC

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