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2439 Warren St, Covington, KY, 41014

2beds
1baths
719sqft
$137,500
$191price/sqft
$1,121/moest. monthly cost
$44,840/yrincome needed

About This Home

Buy with confidence! This charming 2-bedroom, 1-bath home has just gotten even better with professionally completed structural improvements, including new subflooring and flooring in the primary bedroom (backed by a 1-year warranty) and additional professionally installed foundation supports with a lifetime transferable warranty, giving the next owner valuable peace of mind. Fresh exterior paint, spacious rooms, easy-maintenance flooring, and a fenced backyard make this move-in-ready home the perfect place to call your own. The washer and dryer stay, the basement provides excellent storage, and a home warranty is included for added confidence. Conveniently located just minutes from Fort Wright shopping, Covington's restaurants and nightlife, nearby parks, and downtown Cincinnati, you'll enjoy the best of Northern Kentucky with quick access to everything. Why rent when you can start building equity? Schedule your private showing today and see why this home is one of the best values on the market! Documentation for the completed foundation work and transferable lifetime warranty is available for buyer review.

Getting Around

29
WalkingCar-Dependent
31
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.3 mi
1/10
Holmes High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1904

Materials

  • Foundation: Block,Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Dryer,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Multi Panel Doors
  • Window features: Vinyl Clad Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 719
  • Total interior livable area: 719 sqft

Kitchen

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Laundry

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 54
  • Dimensions: 9 x 6

Living Room

  • Features: Ceiling Fan(s),Luxury Vinyl Flooring
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Primary Bath

  • Features: Tub With Shower,Luxury Vinyl Flooring
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Primary Bedroom

  • Features: Ceiling Fan(s),Luxury Vinyl Flooring
  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 0552305014.00
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,178 sqft
  • Features: Cleared,Sloped
  • Lot size dimensions: 60 x 303

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $695$8,340
Home Insurance *$109$1,308
Property Taxes $163$1,956
Electricity $154$1,850
Total$1,121$13,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,434/yr
40% on housing$33,630/yr
45% on housing$29,893/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$94
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$142,500
2026-07-29Listed for sale$137,500
2026-07-20Pending sale$137,500
2026-06-16Listed for sale$137,500
2026-05-01Listing removed$130,000
2026-04-20Price change$130,000
2026-03-18Price change$134,500
2026-03-10Price change$135,000
2026-03-04Listed for sale$140,000
2024-06-28Sold$115,000
2024-06-05Pending sale$120,000
2024-05-23Listed for sale$120,000
2006-11-01Sold$38,000

For Sale by Agent

AgentDevin Kroner
BrokerageEpique Realty

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