1712 Garrard St, Covington, KY, 41014
About This Home
Step into classic charm with this 2-bedroom, 2-bath home in the heart of Covington! Built in 1925, this property offers character, cozy living spaces, and timeless appeal. Enjoy a convenient location just minutes from downtown Cincinnati, local shops, dining, and entertainment. A great opportunity to own a piece of history with modern potential!
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Refrigerator
Bathroom2
- Features: Tub With Shower
- Level: First
- Area: 34.08
- Dimensions: 4.8 x 7.1
Bedroom2
- Features: Carpet Flooring
- Level: Second
- Area: 225.139
- Dimensions: 15.11 x 14.9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Laminate Flooring
- Level: First
- Area: 201.25
- Dimensions: 12.5 x 16.1
Entry
- Features: Laminate Flooring
- Level: First
- Area: 148.5
- Dimensions: 15 x 9.9
Features
- High Ceilings
- Window features: Wood Frames
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,520
- Total interior livable area: 1,520 sqft
Kitchen
- Features: Laminate Flooring
- Level: First
- Area: 237.227
- Dimensions: 15.11 x 15.7
Living Room
- Features: Laminate Flooring
- Level: First
- Area: 231.183
- Dimensions: 15.11 x 15.3
Primary Bath
- Features: Tub With Shower
- Level: Second
- Area: 38.76
- Dimensions: 6.8 x 5.7
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 188.75
- Dimensions: 12.5 x 15.1
Property
Details
- Parcel number: 0553110005.00
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed,Patio,Porch
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: Irregular
Parking
- Parking features: Driveway,Off Street,On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $118 | $1,416 |
| Electricity | $154 | $1,850 |
| Total | $1,061 | $12,732 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $149,900 |
| 2026-04-04 | Listed for sale | $154,900 |
| 2023-03-03 | Listing removed | -- |
| 2023-02-10 | Listed for rent | $1,275 |
| 2020-12-17 | Sold | $95,000 |
| 2020-12-04 | Pending sale | $114,900 |
| 2020-11-09 | Price change | $114,900 |
| 2020-10-29 | Listed for sale | $119,900 |
| 2019-08-15 | Listing removed | $945 |
| 2019-08-11 | Listed for rent | $945 |
| 2019-07-16 | Sold | $32,000 |
| 2018-08-09 | Listing removed | $850 |
| 2018-07-24 | Price change | $850 |
| 2018-07-03 | Listed for rent | $825 |
| 2017-11-07 | Listing removed | $825 |
| 2017-10-25 | Listed for rent | $825 |
| 2016-12-12 | Sold | $16,500 |
| 2014-07-03 | Sold | $11,000 |
| 2014-04-24 | Listed for sale | -- |
| 2012-07-11 | Sold | $13,397 |
| 2012-05-02 | Price change | $19,900 |
| 2012-03-13 | Listed for sale | $24,900 |
| 2012-01-31 | Sold | $30,000 |
| 2010-02-11 | Listing removed | $69,000 |
| 2009-10-16 | Listed for sale | $69,000 |
| 2007-09-21 | Sold | $26,500 |
| 2007-04-12 | Sold | $29,334 |
| 1999-04-26 | Sold | $16,426 |
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