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418 Delmar Pl, Covington, KY, 41014

2beds
1baths
865sqft
$134,900
$156price/sqft
$1,000/moest. monthly cost
$40,000/yrincome needed

About This Home

Great opportunity in convenient Covington, KY! Eat-in kitchen, updated bathroom, wood flooring, and front porch. Full basement. Great location-close to downtown, restaurants, healthcare, and shopping! Property sold *AS IS.*

Getting Around

54
WalkingSomewhat Walkable
32
TransitSome Transit
56
BikeBikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.6 mi
1/10
Holmes High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1904

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Bath Adjoins
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Window features: Double Hung
  • Number of fireplaces: 1
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Steam,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 865
  • Total interior livable area: 865 sqft

Kitchen

  • Features: Eat-in Kitchen,Wood Cabinets,Walk-Out Access
  • Level: First
  • Area: 160
  • Dimensions: 16 x 10

Living Room

  • Features: Ceiling Fan(s),Wood Flooring,Walk-Out Access
  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Primary Bedroom

  • Features: Fireplace(s),Wood Flooring
  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 0553216012.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 24 x 70

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$107$1,284
Property Taxes $57$684
Electricity $154$1,850
Total$1,000$12,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,285/yr
40% on housing$30,000/yr
45% on housing$26,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$94
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$134,900
2026-06-11Pending sale$134,900
2026-06-05Listed for sale$134,900
1997-01-31Sold$43,500

For Sale by Agent

AgentDana Kunsman
BrokerageHuff Realty - Ft. Mitchell

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