1946 Eastern Ave, Covington, KY, 41014
About This Home
Well-maintained historic duplex with strong potential for owner-occupancy or investment. This beautiful property features classic architectural details, spacious layouts, and abundant natural light throughout both units. Each unit offers separate entrances, full kitchens, and comfortable living spaces, making it ideal to live in one unit while generating rental income from the other. Conveniently located near local amenities, this property blends timeless character with practical opportunity. The photos are of the 2nd floor unit. Buyer to verify all information.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1922
Materials
- Foundation: Block
- Roof: Metal,Shingle
- Construction materials: Aluminum Siding,Block,Brick
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family,Duplex
Interior
Appliances
- Appliances included: Electric Oven,Dishwasher,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Double Hung,Storm Window(s),Wood Frames
- Fireplace features: Decorative,Inoperable
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,856
- Total interior livable area: 2,856 sqft
Property
Details
- Parcel number: 0553221017.00
- Zoning description: Residential, Multi Family
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Balcony
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 3,484 sqft
- Features: Corner Lot
- Lot size dimensions: 37 x 98
Parking
- Total spaces: 2
- Parking features: Garage,Garage Faces Side,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $357 | $4,284 |
| Electricity | $225 | $2,706 |
| Total | $2,630 | $31,560 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $350,000 |
| 1987-06-19 | Sold | $40,000 |
View on Zillow