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136 E 25th St, Covington, KY, 41014

4beds
4baths
4,345sqft
$459,000
$106price/sqft
$3,518/moest. monthly cost
$140,720/yrincome needed

About This Home

Four family building built in the late 1800's. All windows except basement have been replaced . Each unit has their own gas and electric meters, 90+ gas furnace with A/C and entry. All units are one bedroom and one bath with kitchen. Great location close to I-275, NKU, downtown Cincinnati and airport.

Getting Around

49
WalkingCar-Dependent
32
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.1 mi
1/10
Holmes High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Stone
  • Roof: Metal,Shingle
  • Construction materials: HardiPlank Type,Brick,Vinyl Siding,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Apartment

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Door features: Pocket Door(s)
  • Window features: Double Hung,Vinyl Frames
  • Fireplace features: Inoperable
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Individual
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,345
  • Total interior livable area: 4,345 sqft

Property

Details

  • Parcel number: 0554103010.00

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot
  • Lot size dimensions: irreg

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$366$4,392
Property Taxes $489$5,868
Electricity $343$4,117
Total$3,518$42,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,617/yr
40% on housing$105,540/yr
45% on housing$93,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$92
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$429,000
2026-08-02Listed for sale$459,000
2025-11-27Listing removed$875
2025-10-14Price change$875
2025-09-29Listed for rent$900
2025-09-17Listing removed$900
2025-09-02Listed for rent$900
2013-10-08Sold$53,000
2013-09-13Pending sale$65,000
2013-07-12Price change$65,000
2013-04-27Listed for sale$75,000
2013-04-24Pending sale$75,000
2013-04-12Price change$75,000
2012-03-27Price change$91,500
2011-11-16Price change$99,900
2011-09-15Price change$129,900
2011-09-14Price change$134,900
2011-08-28Listed for sale$159,900

For Sale by Agent

AgentStephen Due
BrokerageLocal One Realty

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