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2308 Greenup St, Covington, KY, 41014

2beds
2baths
1,325sqft
$445,900
$337price/sqft
$3,261/moest. monthly cost
$130,440/yrincome needed

About This Home

Impeccable renovation in Wallace Woods. This 2-bedroom, 1.5-bathroom, 1st-floor laundry, Living, and Dining room with a Gourmet kitchen leading out to a maintenance-free deck. The home has been thoughtfully and completely renovated with high-quality finishes and careful attention to detail. Updates include modern improvements throughout the interior, with durable materials selected for both style and long-term value. The property offers a move-in-ready presentation while maintaining a polished and timeless feel. Buyer to varify all information.

Getting Around

49
WalkingCar-Dependent
32
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

3/10
Holmes Middle SchoolGrades 6-80.2 mi
1/10
Holmes High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1928

Materials

  • Foundation: Block
  • Roof: Asphalt,Membrane,Shingle
  • Construction materials: HardiPlank Type,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Gas Oven,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Hardwood Floors
  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Built-in Features,Hardwood Floors
  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Features

  • Kitchen Island,Walk-In Closet(s),Storage,Stone Counters,Smart Home,Double Vanity,Chandelier,Built-in Features,Ceiling Fan(s),Recessed Lighting
  • Window features: Double Hung,Vinyl Clad Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,325
  • Total interior livable area: 1,325 sqft

Kitchen

  • Features: Ceramic Tile Flooring,Gourmet Kitchen
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Laundry

  • Level: First
  • Area: 54
  • Dimensions: 9 x 6

Living Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 260
  • Dimensions: 20 x 13

Primary Bedroom

  • Features: Hardwood Floors
  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 0554105014.00
  • Zoning description: Residential
  • Other equipment: Dehumidifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,613 sqft
  • Features: Sloped
  • Lot size dimensions: 38 x 89

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Rear,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,254$27,048
Home Insurance *$355$4,260
Property Taxes $498$5,976
Electricity $154$1,850
Total$3,261$39,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,805/yr
40% on housing$97,830/yr
45% on housing$86,960/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 41014$86
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41014$155
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$445,900
2025-01-30Sold$65,000

For Sale by Agent

AgentDamian Sells
Brokerage2 Rivers Realty LLC

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