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637 S Mountain Road, New City, NY, 10956

5beds
6baths
5,907sqft
$1,950,000
$330price/sqft
$14,715/moest. monthly cost
$588,600/yrincome needed

About This Home

Spectacular Lifestyle - This custom built gorgeous all brick home in impeccable condition, located on the iconic South Mountain road in New City. A 1.82 acre flat parcel, in ground concrete (gunite) pool, tennis and basketball court, movie theater, circular driveway and three car garage. Offering a stunning sweeping staircase and chandelier, classic style herringbone pattern oak floors, marble floors, crown moldings, two fire places, 500sf master bedroom, 9ft ceilings, tall windows and dramatic two story ceilings above entry foyer and family room creating atrium feel. Interior features open floor plan built around the central stairwell which connects entry hall to living room to family room which is open to a spacious kitchen that offers wall of glass overlooking park like yard. office, guest room with its private full bathroom and separate entrance. Full 9ft ceilings basement with full size windows, beautiful bar, movie theater, gym, central vacuum and full bathroom.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,Double Vanity,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bathroom,Stone Counters
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,907
  • Total interior livable area: 5,907 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 39208903400800010110000000
  • Special condition: None

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 1.82 Acres
  • Lot size dimensions: 650 x 500 x 550 x 500

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$532$6,384
Property Taxes $3,347$40,164
Electricity $976$11,714
Total$14,715$176,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$504,514/yr
40% on housing$441,450/yr
45% on housing$392,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 10956$358
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10956$347
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$2,199,000
2026-03-19Listed for sale$2,250,000
2025-12-29Listing removed$2,748,996
2025-09-18Price change$2,748,996
2025-06-28Listed for sale$2,948,996
2017-09-19Sold$3,762,500
2017-08-15Sold$1,075,000

For Sale by Agent

AgentRalph M. Harvey
BrokerageListWithFreedom.Com

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