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8 Reservoir Road, Stony point, NY, 10980

1beds
1baths
960sqft
$299,000
$311price/sqft
$2,351/moest. monthly cost
$94,040/yrincome needed

About This Home

Welcome to 8 Reservoir Road - Bring your vision and transform this 1790 colonial cottage into the house of your dreams. This property offers endless potential for investors, contractors, or buyers looking to build equity. Situated on a desirable lot in a convenient location, this home is ready for renovation and customization. This 3-level home has 1 bed and 1 bath, high ceilings, wide plank floors, 2 spiral staircases, a stone fireplace, and a wood-burning stove. Moving outside, a double deck overlooking a level private backyard with a running brook. Additionally, a circular driveway cutout capable of handling several cars. This home offers solid potential and plenty of upside to add your personal touch and unlock its full value. The property is being sold as-is. Don't miss this opportunity to make this handyman special your next successful project.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
6/10

Construction

Condition

  • Year built: 1790

Materials

  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Oven,Refrigerator,Washer,Gas Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Level: Second

Bedroom1

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Natural Woodwork,Storage
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Lower

Living Room

  • Level: Second

Property

Details

  • Parcel number: 39280001500300050720000000
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Level,Near Public Transit,Near Shops,Private,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$81$972
Property Taxes $513$6,156
Electricity $246$2,954
Total$2,351$28,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,605/yr
40% on housing$70,530/yr
45% on housing$62,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 10980$303
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10980$308
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$299,000
2021-01-13Listing removed$225,000
2020-12-12Pending sale$225,000
2020-12-12Listed for sale$225,000
2020-07-31Listing removed$225,000
2020-07-30Pending sale$225,000
2019-09-26Listed for sale$225,000

For Sale by Agent

AgentJeffrey T. Ramundo
BrokerageChristie's Int. Real Estate

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