




48 Lincoln Avenue, Saratoga Springs, NY, 12866
About This Home
As a mixed-use property you have many options here to build not just a commercial business but you may also build residential here! Permitted uses in the NC T5 zoning for this property are for a Townhouse, a Single Family Home, a Two-Family Home or if you choose to build your business on the ground floor you will also be permitted per zoning to build a residence above the business.
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Roof: Asphalt
- Construction materials: Other
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex,Multi Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall Paneling
- Finished area below ground: 0
- Finished area above ground: 2,156
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 2,156
- Total interior livable area: 2,156 sqft
Property
Details
- Parcel number: 411501 165.83234.1
- Attached to another structure: Yes
- Zoning description: Commercial
- Special condition: Standard
- Other equipment: Other
Features
- Exterior features: Other
Lot
- Lot size: 7,405 sqft
- Features: Cleared
Parking
- Total spaces: 10
- Parking features: Off Street,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,944 | $47,328 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $825 | $9,900 |
| Electricity | $356 | $4,275 |
| Total | $5,323 | $63,876 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $820,000 |
| 2026-04-03 | Listed for sale | $850,000 |
| 2011-12-02 | Sold | $420,000 |
| 2002-03-04 | Sold | $200,000 |
