4 Lower Heights Road, Hadley, NY, 12835
About This Home
Enjoy the incredible Un-obstructed view of the Great Sacandaga Lake right from your front Door! Welcome to your new Summer home! Located in the Penn Heights Beach Club Association, This Home Has been Lovingly maintained with some updates! A Great Big front Deck to Enjoy your views of not only the lake, but the Common Area Field, The Boat Docks, and The Swimming Beach. This Home is on the Stretch of the Northern side of the Skinny Part of the Lake. This side is known for its Sandy Beaches and Gradual Drop in Depth, making it arguably the most ideal for Lake Recreation. The home has 2 Full Bedrooms, and 2 Full Bathrooms. Kitchen, Laundry Area, Dining Area and Living Room. The Home comes with all appliances seen in the photos. The home could come MOSTLY furnished with some negotiation with seller. Outside has an Easy to Maintain small yard and a Small Barn in backyard with Electric! Barn could be used storage/Workshop, or with some imagination, could be additional usable space! The Water Source is the Association Well currently, but home ALSO has a private supplemental well! There is an affordable Annual Flat fee to use. Access to a Boat slip is possible as they become available, one must alert the association of interest and will be put on a list for a First come first serve basis. If you are looking for an Adirondack retreat Look no further than this wonderful property! If performing a Drive-by PLEASE ABIDE BY THE 5MPH SPEED LIMIT! Seller has relation to Listing Agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Other
Basement
- Basement: None
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Vinyl,Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 988
Heating & Cooling
- Heating features: Forced Air,Propane Tank Leased
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 988
- Total interior livable area: 988 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 413000 68.17213 02
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Awning(s),Deck
- Exterior features: Dock
- Has view: Yes
- View description: Mountain(s),Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Great Sacandaga Lake
Lot
- Lot size: 4,356 sqft
- Features: Level,Waterfront
Parking
- Total spaces: 2
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Saratoga County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $423 | $5,076 |
| Electricity | $246 | $2,954 |
| Total | $2,818 | $33,816 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Price change | $400,000 |
| 2026-06-26 | Listed for sale | $450,000 |
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