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13 Saratoga Farm Road, Malta, NY, 12020

3beds
3baths
3,115sqft
$1,749,900
$562price/sqft
$10,225/moest. monthly cost
$409,000/yrincome needed

About This Home

Welcome to 13 Saratoga Farm Road, an exceptional custom John Witt residence set on nearly 6 private acres in one of Saratoga County's most unique luxury communities. Located just minutes from downtown Saratoga Springs, this property offers a rare combination of refined craftsmanship, privacy, and an equestrian-friendly lifestyle. Built in 2012, this thoughtfully designed home offers over 3,100 above ground sq ft with 3 bedrooms, 3 full baths, and 2 half baths, centered around a stunning great room with 24-foot cathedral ceilings and a dramatic floor-to-ceiling stone fireplace. Oversized windows fill the space with natural light while knotty white oak floors and reclaimed wood beams highlight the exceptional quality and character throughout. The chef's kitchen features JennAir appliances, soapstone and granite countertops, a large center island, custom floor-to-ceiling cabinetry, and a built-in breakfast nook, flowing seamlessly into the main living area; ideal for both everyday living and entertaining. A private primary suite provides a peaceful retreat with a spa-inspired bath featuring a deep soaking whirlpool tub with air-bubble spa system, honed granite and polished marble finishes, and premium Brizo fixtures. Additional highlights include a home office with custom built-ins, Hubbardton Forge lighting, M-Tech hardware, and a finished lower level offering flexible recreation space. The outdoor living is just as impressive with a screened porch featuring Vermont slate flooring and a cozy propane fireplace, perfect for relaxing while overlooking the private wooded setting. The home also includes a whole-house Generac generator, whole-home security system, and a well system with filtration and softener. Located in the sought-after Saratoga Farm community, known for its spacious homesites and private horse trails, this property offers a truly special opportunity. A rare offering combining craftsmanship, privacy, and lifestyle in one remarkable home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2012

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer,Water Purifier,Water Softener,Wine Cooler
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated,Interior Entry

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Wall Paneling,Wet Bar,Built-in Features,Cathedral Ceiling(s),Ceramic Tile Bath,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Flooring: Slate,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Other,Family Room,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 817
  • Finished area above ground: 3,115

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,115
  • Total interior livable area: 3,115 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 414089 192.149
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Screened,Covered,Patio,Porch
  • Exterior features: Other,Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes

Lot

  • Lot size: 5.88 Acres
  • Features: Level,Private,Views,Wooded,Landscaped

Parking

  • Total spaces: 10
  • Parking features: Attached,Circular Driveway,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$412$4,944
Property Taxes $451$5,412
Electricity $514$6,177
Total$10,225$122,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$350,571/yr
40% on housing$306,750/yr
45% on housing$272,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$562This listing

vs Other Active Listings

Avg $/sqft

ZIP 12020$227
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12020$271
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Listed for sale$1,849,900

For Sale by Agent

AgentDominick Marchesiello
BrokerageKW Platform

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