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359 Wall Street, Schuylerville, NY, 12871

7beds
4baths
6,100sqft
$1,171,000
$192price/sqft
$8,754/moest. monthly cost
$350,160/yrincome needed

About This Home

Eighteen rooms of history don't lie -- and 359 Wall Street has been telling a remarkable story since 1862. This landmark Italianate Victorian in Northumberland arrives with the bones of a celebrated former Bed & Breakfast and the soul of something rarer: a property that has been lived in, loved, and thoughtfully updated through 2023 without losing an ounce of its original character. Custom cherry and maple millwork, soapstone countertops, and a one-of-a-kind commercial gourmet kitchen speak to a level of craftsmanship that simply isn't built anymore. The main residence includes a self-contained in-law apartment with 2 bedrooms, 1.5 baths, a private entrance, and a removable kitchen -- adaptable to however the next owner wants to use it. The detached carriage house adds another 1800 square feet with 2 bedrooms and 2 full baths, making the income potential here as compelling as the architecture. Currently operating as an active short-term rental with substantial income already in place. The groundwork has been laid -- the opportunity is yours to define. Fifteen minutes from downtown Saratoga Springs, with history, character, and versatility woven into every corner of this extraordinary property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1862

Materials

  • Roof: Slate
  • Construction materials: Asbestos,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First
  • Area: 401.2
  • Dimensions: 23.60 x 17.00

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 515.43
  • Dimensions: 20.70 x 24.90

Dining Room

  • Level: First

Features

  • Other,High Speed Internet,Walk-In Closet(s),Built-in Features,Ceramic Tile Bath,Crown Molding,Eat-in Kitchen
  • Window features: Bay Window(s)
  • Flooring: Slate,Tile,Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 6,100

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second
  • Area: 130.56
  • Dimensions: 9.60 x 13.60

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: First

Half Bathroom

  • Level: First
  • Area: 41.28
  • Dimensions: 4.30 x 9.60

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,100
  • Total interior livable area: 6,100 sqft

Kitchen

  • Level: First
  • Area: 116.16
  • Dimensions: 12.10 x 9.60

Kitchen

  • Level: First

Laundry

  • Level: Second
  • Area: 73.96
  • Dimensions: 8.60 x 8.60

Living Room

  • Level: First
  • Area: 318.16
  • Dimensions: 16.40 x 19.40

Living Room

  • Level: First

Office

  • Level: First
  • Area: 88.32
  • Dimensions: 9.20 x 9.60

Other

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: Second
  • Area: 51.09
  • Dimensions: 3.90 x 13.10

Primary Bedroom

  • Level: Second
  • Area: 230.23
  • Dimensions: 16.10 x 14.30

Property

Details

  • Parcel number: 414600 143.229
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4.33 Acres
  • Features: Level,Meadow,Cleared,Landscaped

Parking

  • Total spaces: 9
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,921$71,052
Home Insurance *$586$7,032
Property Taxes $1,239$14,868
Electricity $1,008$12,096
Total$8,754$105,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$300,137/yr
40% on housing$262,620/yr
45% on housing$233,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 12871$255
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12871$201
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,171,000
2026-06-09Listed for sale$1,200,000
2025-10-01Listing removed$1,200,000
2025-06-26Price change$1,200,000
2025-06-24Listed for sale$1,149,000
2025-06-24Listing removed$1,149,000
2025-03-21Listed for sale$1,149,000
2024-11-12Listing removed$1,260,000
2024-10-17Price change$1,260,000
2024-08-19Listed for sale$1,290,000
2024-02-03Listing removed--
2023-10-25Price change$1,389,000
2023-09-08Listed for sale$1,449,000
2021-12-23Sold$750,000
2021-12-03Pending sale$799,000
2021-11-07Listing removed$799,000
2021-11-02Contingent$799,000
2021-08-09Price change$799,000
2021-08-02Price change$849,000
2021-06-09Price change$879,000
2021-03-05Listed for sale$799,000
2021-01-20Pending sale$799,000
2021-01-20Listed for sale$799,000
2021-01-20Pending sale$799,000
2020-12-10Price change$799,000
2020-12-08Listed for sale$779,000
2016-05-02Sold$300,000
2001-04-02Sold$260,000

For Sale by Agent

AgentScott P Varley
BrokerageKW Platform

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