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811 Hudson Ave, Stillwater, NY, 12170

4beds
3baths
1,863sqft
$245,000
$132price/sqft
$1,906/moest. monthly cost
$76,240/yrincome needed

About This Home

The auction for this Hubzu property ends 05-19-2026 at 01:00 PM ET. Why wait? Bid on this property now. Visit Hubzu to get started. Great Opportunity to own this single-family home oozing with potential. This home was built in 1900 and features 4 bedrooms and 2.1 bathrooms. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Taxes, HOA, and Municipal/Utility Liens. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. ***

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Interior Area

  • Total structure area: 1,863
  • Total interior livable area: 1,863 sqft

Property

Details

  • Parcel number: 41520124384417

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$102$1,224
Property Taxes $259$3,108
Electricity $307$3,694
Total$1,906$22,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,348/yr
40% on housing$57,180/yr
45% on housing$50,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 12170$277
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12170$208
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$239,900
2026-05-12Listing removed$239,900
2026-05-06Listed for sale$239,900
2026-05-05Listing removed$239,900
2026-04-28Listed for sale$239,900
2026-04-28Listing removed$225,000
2026-04-20Pending sale$225,000
2026-04-14Listed for sale$239,900
2026-04-13Listing removed$239,900
2026-04-07Listed for sale$239,900
2026-04-06Listing removed$239,900
2026-03-31Listed for sale$239,900
2026-03-30Listing removed$239,900
2026-03-24Listed for sale$239,900
2026-03-23Listing removed$239,900
2026-03-17Listed for sale$239,900
2026-03-16Listing removed$239,900
2026-03-09Listed for sale$239,900
2026-03-06Listing removed$259,300
2026-02-06Listed for sale$259,300
2026-02-06Listing removed$259,300
2026-02-01Listed for sale$259,300
2026-01-30Listing removed$226,000
2026-01-20Pending sale$226,000
2026-01-13Listed for sale$259,300
2025-09-25Sold$285,474
2021-07-01Sold$285,000
2020-09-03Sold$49,500
2018-05-22Sold$50,000

For Sale by Agent

AgentNOT APPLICABLE

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