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9 Maple Rd W, Mastic Beach, NY, 11951

1beds
2baths
0sqft
$374,990
--price/sqft
$2,836/moest. monthly cost
$113,440/yrincome needed

About This Home

9 Maple Road, Mastic Beach, NY Historic Mastic Beach Less Than a 5-Minute Walk to the Water! Make your dream of owning a beach house a reality! Nestled in the heart of Historic Mastic Beach, this charming cottage offers the perfect blend of coastal living, comfort, and flexibility. Less than a five-minute walk to the water and surrounded by the natural beauty of Long Island's South Shore, you'll enjoy peaceful mornings, spectacular sunsets, and abundant wildlife right outside your door. Don't be surprised to see a majestic Osprey soaring overhead or diving into the bay in search of its next meal.. Nature truly surrounds you. From the front entrance, you'll step into a bright, fully enclosed sun porch that welcomes you with warmth and charm. This spacious area offers incredible versatility, with one side easily accommodating a potential second bedroom, while the other creates the perfect cozy sitting area with enough room for a queen-size pull-out sofa, providing additional sleeping space for family and guests. Step into the heart of the home where you'll find a very spacious living room with a dedicated dining area, creating an open, inviting space perfect for entertaining or relaxing after a day at the beach. The spacious galley kitchen offers plenty of cabinet and counter space, making meal preparation both easy and enjoyable.Just off the kitchen, step onto the rear deck, the perfect place for al fresco dining, your morning coffee, or relaxing with friends and family. The deck overlooks a very spacious, fully fenced backyard situated on .27 of an acre with detached one car garage, offers plenty of room for entertaining, gardening, pets, or simply enjoying the peaceful surroundings. The private primary bedroom with full bath is perfectly located toward the rear of the home. The full dry basement with both interior and exterior access provides exceptional storage and endless possibilities for a workshop, hobby area, or future expansion. Additional features include: detached one-car garage, 7-year-old roof 3-year-old central air conditioning, closet galore, Fully fenced .27-acre property Less than a five-minute walk to the water. Whether you're searching for your first home, a vacation getaway, or the beach cottage you've always dreamed about, 9 Maple Street West offers an opportunity that's becoming harder and harder to find. Come experience the charm of Historic Mastic Beach and discover why so many people fall in love with its relaxed coastal lifestyle.Your beach house dream starts here at 9 Maple Road Mastic Beach, NY!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
3/10
William Floyd High SchoolGrades 9-121.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 020902900.05605051.005
  • Lease amount: 0

Features

  • Stories: 1
  • Frontage length: 0

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$188$2,256
Property Taxes $506$6,072
Electricity $246$2,954
Total$2,836$34,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,234/yr
40% on housing$85,080/yr
45% on housing$75,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$303
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$365,000
2026-06-28Listed for sale$374,990

For Sale by Agent

AgentChristine Sparacino
BrokerageRE MAX SPARROW REALTY

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