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17 Bayport Road, Mastic Beach, NY, 11951

2beds
1baths
520sqft
$450,000
$865price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

17 Bayport Road, Mastic Beach is a quiet and serene two-bedroom home offering approximately 542sq ft of newly rebuilt living space. The sellers are in the process of completing all Certificates of Occupancy, with all permits to be in place. The home has been fully gutted to the studs and updated with spray foam insulation, new insulation, and new windows. Features include an eat-in kitchen, laundry area, full bath, and two bedrooms. A great opportunity to choose your own colors and finishing touches. Conveniently located near the marina with rare privacy and no adjacent neighboring homes. Ideal for first-time buyers or those looking to downsize. The home is in the core of engineers project for the home to be lifted, its a federal program no cost to owner to lift home. Project includes lifting and staircases to doorways.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
3/10
William Floyd High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Advanced Framing Technique

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Other
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 520
  • Total interior livable area: 520 sqft

Property

Details

  • Parcel number: 0200983401400008000
  • Special condition: None

Features

  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 100 x 100 app

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$226$2,712
Property Taxes $607$7,284
Electricity $246$2,954
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$865This listing

vs Other Active Listings

Avg $/sqft

ZIP 11951$301
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11951$364
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$450,000
2026-02-10Listed for sale$395,000
2024-12-30Sold$165,000
2024-11-28Pending sale$169,000
2024-09-30Listed for sale$169,000
2024-01-31Sold$93,000

For Sale by Agent

AgentAdrienne L. Donovan
BrokerageColdwell Banker M&D Good Life

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