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25 Whitebirch Lane, Commack, NY, 11725

3beds
2baths
1,885sqft
$804,999
$427price/sqft
$5,725/moest. monthly cost
$229,000/yrincome needed

About This Home

Welcome to this beautiful, spacious, and meticulously maintained home, situated on a park-like corner property in the heart of Commack. As you make your way into the entry, you'll be wowed by bright, airy spaces, including the open floor plan formal living and formal dining rooms, both with gleaming hardwood floors, as well as the large eat-in kitchen, boasting beautiful granite counters and island, tumbled stone backsplash, white cabinets, and stainless steel appliances. The hardwood floors continue upstairs into the large main hallway, which overlooks the living room, as well as all 3 well-sized bedrooms. Downstairs you'll find the family room, second full bathroom, stunning sunroom, and access to the attached garage and unfinished basement. Offering tons of storage, a newer hot water heater, updated electric, in-ground sprinklers, regularly maintained utilities, solid wood doors, spacious bright rooms, paver driveway, PVC fencing, natural gas heating and more, this home is very special! Welcome to 25 Whitebirch Lane... your new Oasis.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

--
Indian Hollow SchoolGrades K-20.7 mi
6/10
Commack Middle SchoolGrades 6-82.6 mi
9/10
Commack High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Granite Counters,Open Floorplan
  • Attic: Partial

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,885
  • Total interior livable area: 1,885 sqft

Property

Details

  • Parcel number: 0800091000300033000
  • Special condition: None

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,On Street,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,070$48,840
Home Insurance *$258$3,096
Property Taxes $1,086$13,032
Electricity $311$3,738
Total$5,725$68,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,285/yr
40% on housing$171,750/yr
45% on housing$152,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 11725$414
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11725$426
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$789,999
2026-07-09Listed for sale$804,999

For Sale by Agent

AgentThomas De Santis
BrokerageOasis Realty Group LLC

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