See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

920 Cedar Point Drive E, Southold, NY, 11971

5beds
5baths
3,500sqft
$6,550,000
$1,871price/sqft
$46,017/moest. monthly cost
$1,840,680/yrincome needed

About This Home

Set on a rare south-facing double lot with 200 feet of direct Peconic Bay frontage, a sandy beach, and a protected dock, this exceptional waterfront offering captures the essence of North Fork living. Perfectly positioned to enjoy all-day sunshine, refreshing southerly breezes, and breathtaking sunsets, the property sits at an ideal elevation that enhances the views while maintaining an effortless connection to the shoreline. The broad waterfront and truly usable beach invite days spent swimming, sunbathing, paddleboarding, or simply unwinding at the water's edge. Directly across the street, a separate waterfront parcel features a newly refurbished dock capable of accommodating a mid-twenty-foot boat, offering convenient access to Shelter Island, Sag Harbor, and the Hamptons. Designed to maximize its remarkable setting, the residence is bathed in natural light, with walls of glass and sweeping views that draw the outdoors into everyday life. Bright, inviting interiors and generously scaled gathering spaces create a relaxed coastal atmosphere equally suited for entertaining or quiet retreats. Outside, the waterside terrace provides an exceptional setting for summer barbecues, al fresco dining, and gathering with family and friends. As the day winds down, vibrant sunsets reflect across the bay, creating unforgettable evenings in one of the North Fork's most picturesque waterfront settings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1956

Materials

  • Construction materials: Cedar,Frame

Notable Dates

  • Major remodel year: 2002

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Cape
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Wine Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Chefs Kitchen,Crown Molding,Double Vanity,Entrance Foyer,High Ceilings,Kitchen Island,Primary Bathroom,Master Downstairs,Recessed Lighting,Wet Bar
  • Window features: Bay Window(s)
  • Flooring: Hardwood
  • Fireplace: Yes
  • Attic: Partial

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 1000090000200019000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Beach Access,Beach Front,Waterfront
  • Frontage length: 200

Lot

  • Lot size: 1.40 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $33,120$397,440
Home Insurance *$3,477$41,724
Property Taxes $8,842$106,104
Electricity $578$6,940
Total$46,017$552,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,577,725/yr
40% on housing$1,380,510/yr
45% on housing$1,227,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,871This listing

vs Other Active Listings

Avg $/sqft

ZIP 11971$774
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11971$542
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$6,550,000
2023-02-16Sold$5,350,000
1995-05-02Sold$625,000

For Sale by Agent

AgentWilliam C. McIntosh
BrokerageDaniel Gale Sothebys Intl Rlty

Similar Homes