131 E 42nd St, Covington, KY, 41015
About This Home
Welcome to 131 E. 42nd Street! Charming Fully Renovated Home in Historic Latonia! Prepare to fall in love with this adorable 2-bedroom, 1-full-bath cottage in the heart of Latonia, Kentucky! Combining classic historic charm with completely modern updates, this move-in-ready gem offers low-maintenance living at an affordable price you have been looking for! • Brand-New Kitchen: Cook and entertain with ease in a bright kitchen featuring all-new solid wood cabinets, sleek stainless-steel appliances, New sink and functional prep space. • Completely Renovated Throughout: Fresh, modern finishes from top to bottom mean zero project lists--just move right in! • Energy-Efficient Windows: Brand-new windows throughout flood the home with natural light while keeping your utility bills low. • Year-Round Comfort: Stay cool all summer long with a brand-new central air conditioning unit. Exterior & Outdoor Living • Parking Made Easy: Rare for the area enjoy the convenience of your own 1-car garage plus additional off-street parking. • Cozy Outdoor Space: A small, partially fenced yard offers just enough green space for pets, a small garden, or weekend grilling without spending your entire Weekend mowing. Tucked away iin the historic Latonia neighborhood, you're just minutes from local shops, neighborhood parks, and easy highway access for a quick commute into Covington or Downtown Cincinnati. A fully renovated cottage with garage and off - street parking at this price point won't last long. Schedule your private showing today!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1904
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: See Remarks,Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: See Remarks,Partial
Bedroom2
- Features: Ceiling Fan(s),Luxury Vinyl Flooring
- Level: First
- Area: 169
- Dimensions: 13 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Smart Thermostat,Crown Molding,Ceiling Fan(s),Recessed Lighting
- Window features: Double Hung,Vinyl Frames
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,096
- Total interior livable area: 1,096 sqft
Kitchen
- Features: Eat-in Kitchen,Recessed Lighting,Luxury Vinyl Flooring,Wood Cabinets
- Level: First
- Area: 154
- Dimensions: 14 x 11
Primary Bath
- Features: See Remarks,Tub With Shower,Luxury Vinyl Flooring
- Level: First
- Area: 42
- Dimensions: 6 x 7
Primary Bedroom
- Features: Ceiling Fan(s),See Remarks,Luxury Vinyl Flooring
- Level: First
- Area: 182
- Dimensions: 14 x 13
Property
Details
- Parcel number: 0564103013.00
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Private Yard
- Fencing: See Remarks,Chain Link,Privacy
- Residential vegetation: See Remarks,Oak Trees
Lot
- Lot size: 4,791 sqft
- Features: Level
- Lot size dimensions: Irreg
Parking
- Total spaces: 1
- Parking features: Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $930 | $11,160 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $228 | $2,736 |
| Electricity | $154 | $1,850 |
| Total | $1,426 | $17,112 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Pending sale | $184,000 |
| 2026-07-24 | Listed for sale | $184,000 |
| 2026-01-30 | Sold | $61,000 |
| 2005-08-01 | Sold | $70,620 |
| 1998-01-07 | Sold | $50,000 |
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