157 E 42nd St, Covington, KY, 41015
About This Home
Discover the charm and potential of this inviting 2-bedroom, 1-bath home located in the heart of Covington's desirable Latonia neighborhood. Built in 1904, this character-filled property offers approximately 972 square feet of living space and presents an excellent opportunity for first-time buyers, investors, or anyone looking to add their personal touch to a home with historic appeal. Inside, the cozy layout provides a comfortable and functional living space with endless possibilities for updates and customization. The home's timeless architecture is complemented by updated exterior siding and a durable stone foundation, blending classic character with long-term potential. One of the standout features of this property is the expansive outdoor space. Enjoy quiet mornings on the spacious front porch or take advantage of the large, level fenced-in backyard--perfect for pets, gardening, entertaining, or creating your ideal outdoor retreat. Situated on a peaceful street in Latonia, the home offers convenient access to local shopping, dining, schools, and transportation while maintaining a quiet neighborhood atmosphere. Whether you're searching for an affordable home with room to build equity or your next investment opportunity in historic Covington, this property is packed with potential and possibilities.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1904
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Other
Bedroom2
- Features: Hardwood Floors
- Level: First
- Area: 110
- Dimensions: 11 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Window features: Other
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 972
- Total interior livable area: 972 sqft
Primary Bath
- Features: Hardwood Floors
- Level: First
- Area: 0
- Dimensions: 0 x 0
Primary Bedroom
- Features: Hardwood Floors
- Level: First
- Area: 196
- Dimensions: 14 x 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0564103025.00
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 3920
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $128 | $1,536 |
| Electricity | $154 | $1,850 |
| Total | $962 | $11,544 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $119,900 |
| 2026-06-12 | Listed for sale | $129,900 |
| 2024-04-19 | Listing removed | -- |
| 2024-04-11 | Price change | $1,245 |
| 2024-02-27 | Listed for rent | $1,365 |
| 2021-03-25 | Sold | $70,000 |
| 2021-03-11 | Pending sale | $84,800 |
| 2021-03-07 | Price change | $84,800 |
| 2021-02-28 | Listed for sale | $94,800 |
| 2017-06-08 | Sold | $31,000 |
| 2017-05-02 | Pending sale | $37,000 |
| 2017-03-31 | Price change | $37,000 |
| 2017-02-22 | Listed for sale | $45,000 |
| 2016-06-25 | Listing removed | $40,000 |
| 2016-03-21 | Price change | $40,000 |
| 2016-01-10 | Listed for sale | $51,000 |
| 2015-08-10 | Listing removed | $51,000 |
| 2015-04-20 | Listed for sale | $51,000 |
| 2014-08-12 | Listing removed | $65,000 |
| 2013-11-20 | Listed for sale | $65,000 |
| 2006-08-31 | Sold | $71,500 |
| 2001-08-24 | Sold | $49,900 |
View on Zillow