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6032 Headlands Ct, Belmont, NC, 28012

5beds
5baths
4,704sqft
$2,175,000
$462price/sqft
$13,841/moest. monthly cost
$553,640/yrincome needed

About This Home

Luxury, sunset view Lake Wylie waterfront living at its FINEST! This custom built, 2 story home features high end finishes throughout, resort style pool & spa, plus a private dock located in a quiet cove with immediate access to the lake & is located in the beautiful, gated community, Reflection Pointe. The home features 5 bedrooms, 4 full bathrooms, 1 half bathroom, 4,704 heated square feet & 2,689 unheated square feet, incredible indoor/outdoor living with sliding doors to the main level porch & lower level screened in patio, outdoor fire pit & fenced in backyard with beautiful landscaping. Main level features incredible lake living with sunset views, 2 bedrooms, 2 full bathrooms & 1 half bathroom. Stunning chef's kitchen has cherry & maple cabinets, granite countertops, oversized island with seating, dual built-in stainless steel Frigidaire refrigerator & freezer, stainless steel appliances, prep sink in kitchen island with disposal, large butlers pantry with additional sink & dishwasher, & bar with ice maker. Kitchen overlooks the light filled, vaulted living room with a French marble fireplace & sliding door access to the deck. Primary suite has stunning lake views, gas fireplace, sitting area/office, double vanity, shower, bathtub, water closet & walk-in closet with access to the laundry room. Secondary bedrooms are spacious & private. Two car garage has epoxy floors, separate workshop, sink & large drop zone when you enter the home. Lower level features an oversized family room with gas fireplace, 3 bedrooms, 2 full bathrooms, incredible walk in storage & sliding door access to the screened in porch. Additional features include 10 foot ceilings on main & lower levels & 22 foot ceilings in the foyer, dining & living rooms, mahogany wood floors on main level, 3 gas fireplaces throughout, full brick & stone exterior, newly updated & refinished pool system to include new plaster, all new pumps & blowers, Hayward 440,000 BTU pool & spa heater & much more (see attached features list). Neighborhood amenities include gated community, Lake Wylie waterfront, clubhouse, lagoon swimming pool, lighted tennis & pickleball courts, walking paths, beach area on Lake Wylie, playground, boat storage, boat slips, boat launch canoe, kayak dock & storage & pavilion. Just minutes away by boat of Morningstar Marina, Papa Doc's, Lake Wylie Marina & Drift, & within close proximity to the finest shopping, dining & activities to include the CLT airport, Daniel Stowe Botanical Gardens, US National Whitewater Center, Rivergate Shopping Center, Lake Wylie Shopping, Berewick Town Center, Charlotte Premium Outlets, Tega Cay Shopping Center & more. A must see home!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
J B Page Primary SchoolGrades PK-15.5 mi
5/10
Belmont Middle SchoolGrades 6-84.5 mi
9/10
South Point High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Brick Full,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Hood,Freezer,Gas Cooktop,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Wall Oven,Washer
  • Laundry features: Laundry Room,Main Level

Bar Entertainment

  • Level: Main

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Attic Other,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Door features: Screen Door(s),Sliding Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas,Living Room,Primary Bedroom
  • Attic: Other
  • Finished area below ground: 1,824
  • Finished area above ground: 2,880

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Dual

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 4,704 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Split BR Plan,Walk-In Closet(s)
  • Level: Main

Utility Room

  • Features: Storage
  • Level: Basement

Property

Details

  • Parcel number: 203975
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Tree in back yard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Community,Heated,In Ground,Outdoor Pool,Pool/Spa Combo
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Fencing: Back Yard,Fenced,Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach - Public,Boat Slip – Community,Waterfront
  • Waterbody name: Lake Wylie

Lot

  • Lot size: 0.37 Acres
  • Features: Private,Sloped,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage Shop,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,997$131,964
Home Insurance *$629$7,548
Property Taxes $1,777$21,324
Electricity $438$5,257
Total$13,841$166,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$474,548/yr
40% on housing$415,230/yr
45% on housing$369,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 28012$207
Gaston County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28012$223
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$2,225,000
2026-01-08Price change$2,250,000
2025-10-01Listed for sale$2,295,000
2013-09-19Sold$87,500
2010-03-26Sold$36,100

For Sale by Agent

AgentJackie Judge
BrokerageRE/MAX Executive

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