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5045 Ashley Place Dr, Bessemer City, NC, 28016

4beds
3baths
3,422sqft
$398,500
$116price/sqft
$2,855/moest. monthly cost
$114,200/yrincome needed

About This Home

Welcome to this stunning 4-bedroom, 2.5-bath home offering over 3,400 square feet in the highly desirable Ashley Place neighborhood in Bessemer City. This spacious home features an open floor plan perfect for both everyday living and entertaining. The main level offers multiple living spaces including a cozy family room, a separate living room, a formal dining room, and a dedicated office area, plenty of room to host gatherings or enjoy everyday comfort. A convenient half bath is also located downstairs for guests. Upstairs, you’ll find all four bedrooms along with two full bathrooms and a versatile loft area, perfect for a second living space, playroom, or media room. The bedrooms are generously sized, offering comfort and flexibility for any lifestyle. Enjoy outdoor living with a covered front porch and a spacious back deck, ideal for relaxing or entertaining, and don't forget about the outside irrigation system. Tucked way at the back of the neighborhood, this home offers a peaceful and quiet setting while still being close to everything. With space, functionality, and charm throughout, this home truly has it all! Looking for stuff to do in the area? • Stinger Park (new state-of-the-art rec park with fields, courts, playground, and events) • Bessemer City Parks & Recreation events and facilities (events almost every weekend through out the summer). • Vibrant downtown Bessemer City with Centennial Park, shops, and regular concerts/cruise-ins • Gastonia’s FUSE District and CaroMont Health Park (baseball, entertainment, dining) • Easy access to Crowders Mountain State Park for hiking and outdoor adventures

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
4/10
2/10
Bessemer City High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Soaking Tub,Open Floorplan,Walk-In Closet(s)
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,422

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,422
  • Total interior livable area: 3,422 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 210626
  • Zoning: NR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.17 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,015$24,180
Home Insurance *$192$2,304
Property Taxes $330$3,960
Electricity $318$3,824
Total$2,855$34,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,885/yr
40% on housing$85,650/yr
45% on housing$76,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 28016$109
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28016$157
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$428,500
2026-04-03Listed for sale$435,000
2019-03-26Sold$202,500

For Sale by Agent

AgentBrittany Austin
BrokerageColdwell Banker Mountain View

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