115 Stoney Ln, Cherryville, NC, 28021
About This Home
*** 1,800 LENDER CREDIT AVAILABLE *** If you’ve been looking for a newer home with some space to spread out and no HOA telling you what to do, this one is definitely worth a look. Built in 2021 and sitting on a half-acre lot in Cherryville, this 4-bedroom, 2.5-bath home offers a layout that is easy and comfortable. Inside, you’ll find bright, open living spaces that flow well for everyday life, whether you’re hosting friends, or just enjoying a quiet night at home. The kitchen opens right into the main living area, making it feel connected and inviting, while the bedrooms give everyone their own space to unwind. The 2-car garage adds extra convenience, and with city water, city sewer, and no HOA, you get the perks of newer construction without all the extra hassle. Conveniently located close to town, this home gives you that peaceful Cherryville feel while still being close to everything you need. *Credit is subject to loan approval, borrower qualification, and may vary based on loan terms. Not all buyers will qualify. Contact lender for full details. - Daniel Brannon - Alcova Mortgage
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
- Laundry features: Laundry Room
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,996
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,996
- Total interior livable area: 1,996 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 211649
- Zoning: R-15
- Special condition: Short Sale Subject to Approval
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 0.49 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $308 | $3,696 |
| Electricity | $200 | $2,405 |
| Total | $2,436 | $29,232 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $350,000 |
| 2026-06-23 | Listed for sale | $360,000 |
| 2023-01-27 | Sold | $366,000 |
| 2022-11-09 | Price change | $369,900 |
| 2022-10-26 | Price change | $374,900 |
| 2022-10-13 | Price change | $379,900 |
| 2022-10-05 | Price change | $384,900 |
| 2022-09-28 | Price change | $389,900 |
| 2022-09-07 | Price change | $394,900 |
| 2022-08-31 | Price change | $399,900 |
| 2022-08-17 | Price change | $414,900 |
| 2022-08-09 | Price change | $419,900 |
| 2022-08-03 | Price change | $429,900 |
| 2022-07-27 | Price change | $434,900 |
| 2022-07-20 | Price change | $439,900 |
| 2022-07-07 | Listed for sale | $450,000 |
| 2019-05-20 | Listing removed | $34,000 |
| 2019-03-21 | Listed for sale | $34,000 |
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