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20800 Ridgeview Rd, Lago Vista, TX, 78645

3beds
3baths
1,516sqft
$345,000
$228price/sqft
$2,518/moest. monthly cost
$100,720/yrincome needed

About This Home

Live the Lake Travis lifestyle in this move-in ready single-story home in the heart of Lago Vista—just minutes from Bar K Park and Arkansas Bend Park, offering easy access to boating, hiking, camping, and waterfront recreation. Situated on an oversized 0.33-acre corner lot, this well-maintained 3-bedroom, 2.5-bath home offers 1,516 sq ft of thoughtfully designed living space with an open-concept floor plan, high ceilings, recessed lighting, granite countertops, and abundant natural light throughout. The spacious primary suite features a double vanity, walk-in closet, and private ensuite bath, while the inviting living room centers around a cozy wood-burning fireplace—perfect for relaxing evenings at home. Step outside to a covered back patio overlooking a private backyard with mature trees, garden space, and room to entertain, play, or unwind. Built in 2015 with an attached 2-car garage and extended driveway parking, this home offers both comfort and functionality. Located less than a mile from Lake Travis, residents also enjoy access to coveted Lago Vista POA amenities including golf course, swimming pool, fitness center, clubhouse, tennis courts, parks, and more. Whether you’re looking for a primary residence, vacation home, or investment opportunity, this property offers the perfect blend of Hill Country charm, outdoor adventure, and resort-style living near some of the area’s most popular parks.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
6/10
Lago Vista Middle SchoolGrades 6-80.7 mi
5/10
Lago Vista High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,Granite Counters,Double Vanity,Electric Dryer Hookup,Entrance Foyer,No Interior Steps,Pantry,Primary Bedroom on Main,Recessed Lighting,Walk-In Closet(s),Washer Hookup
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,516 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01807605030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Covered,Rear Porch
  • Exterior features: Exterior Steps,Garden,Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.33 Acres
  • Features: Back Yard,Corner Lot,Front Yard,Garden,Native Plants,Public Maintained Road,Trees-Moderate,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered,Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$176$2,112
Property Taxes $360$4,320
Electricity $238$2,859
Total$2,518$30,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,331/yr
40% on housing$75,540/yr
45% on housing$67,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 78645$702
Travis County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 78645$213
Travis County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$345,000
2025-08-09Listing removed$359,500
2025-06-16Contingent$359,500
2025-06-04Price change$359,500
2025-04-11Listed for sale$365,000
2025-04-08Contingent$365,000
2025-03-25Listed for sale$365,000
2025-03-20Contingent$365,000
2025-02-27Listed for sale$365,000

For Sale by Agent

AgentKia Potter
BrokerageeXp Realty, LLC

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