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2498 White Oak Dr, Decatur, GA, 30032

4beds
2baths
1,850sqft
$325,000
$176price/sqft
$2,350/moest. monthly cost
$94,000/yrincome needed

About This Home

Experience refined living at 2498 White Oak Drive, Decatur, GA. Constructed in 1935, this residential property, encompassing 1850 square feet, presents itself in great condition, offering an attractive and well-maintained environment. The kitchen is thoughtfully appointed with contemporary stainless steel appliances, providing both efficiency and a polished aesthetic for culinary pursuits. We invite you to schedule a private viewing to fully appreciate the distinctive character and appeal of this exceptional property. "First Look for Veteran Buyers and 80% AMI Buyers ONLY (expires: 8/27/2025)." * "Homebuyer assistance of up to $15,000.00 for qualified veterans." " Homebuyers under 80% AMI are eligible for $20,000.00 of Down Payment Assistance through Atlanta Neighborhood Development Partnership Inc. Homebuyers may be eligible for additional multiple/stacking DPA programs. Homebuyers may be eligible for multiple/stacking DPA programs - up to $30K+ from ANDP.

Getting Around

45
WalkingCar-Dependent
42
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

2/10
1/10
Towers High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave
  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,850
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Kitchen

  • Features: Breakfast Room

Property

Details

  • Parcel number: 15 183 18 018

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 10,454 sqft
  • Features: Private,Level

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$237$2,844
Property Taxes $251$3,012
Electricity $219$2,637
Total$2,350$28,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,571/yr
40% on housing$70,500/yr
45% on housing$62,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30032$144
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30032$182
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$325,000
2025-06-24Sold$267,200
2020-12-09Listing removed$1,349
2020-10-20Listed for rent$1,349
2018-08-08Sold$130,236
2016-10-22Listing removed$949
2015-10-29Listing removed$910
2015-10-06Listed for rent$910
2014-01-15Sold$77,900
2013-12-20Pending sale$79,900
2013-12-05Listed for sale$79,900
2013-11-15Listing removed$1,000
2013-10-23Listed for rent$1,000
2013-02-28Sold$30,450
2013-01-16Listed for sale$29,900
2008-04-17Sold$129,100
2007-12-18Sold$100,572
2005-04-12Sold$95,000
1998-12-04Sold$65,000

For Sale by Agent

AgentCurtis Swilley
BrokerageRock River Realty LLC

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