See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9939 Decoursey Pike, Ryland, KY, 41015

4beds
5baths
3,400sqft
$799,000
$235price/sqft
$5,613/moest. monthly cost
$224,520/yrincome needed

About This Home

Welcome To 9939 Decoursey Pike In Latonia, KY--A Truly One-Of-A-Kind Property Set On 4.5 Acres Offering Space, Privacy, And Extensive High-End Updates Throughout! Completely Renovated Between 2018-2020, This Home Was Lifted And Set On A New Poured Foundation, Adding An Additional Finished Level And Bringing The Total Living Space To Approximately 3,400 Sq Ft Across Four Finished Levels . Inside, You'll Find A Stunning Luxury Kitchen Featuring Quartz Countertops, Updated Cabinetry, And Modern Finishes Perfect For Everyday Living And Entertaining. The Home Features 4 Bedrooms, 3 Full Bathrooms, And 2 Half Baths, With All New Flooring, Windows, Doors, Bathrooms, Plumbing, And Electrical Completed During The Renovation . Soaring 9 Ft. Ceilings Throughout Create A Bright And Open Feel On Every Level. Major Mechanical And Structural Updates Include A New Roof (2018), New Geothermal Heating System (2019), Spray Foam Insulation, And A New Septic System Installed In 2020 For Efficiency And Peace Of Mind . The Exterior Offers Multiple Outdoor Living Spaces Including Covered Porches, Decks, A Walkout Patio, Fire Pit Area, And A Fenced Dog Run--Perfect For Enjoying The Expansive Setting. Car Enthusiasts Will Love The Massive 42x60 Detached Garage Featuring Concrete Floors, Electric, Pull-Through Access, And Space For Approximately 10 Cars Or 8 Cars Plus 2 Pull-Through 12x14 Bays Ideal For An RV Or Boat. This Property Combines Modern Renovation, Versatile Living Space, And Incredible Garage Capacity--All In A Convenient Northern Kentucky Location Close To Major Routes, Shopping, And Dining. Opportunities Like This Are Rare--Don't Miss It!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Woodland Middle SchoolGrades 6-83.6 mi
6/10
Scott High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Poured Concrete
  • Roof: Other,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Stainless Steel Appliance(s),Electric Oven,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Features: See Remarks
  • Level: Lower
  • Area: 200
  • Dimensions: 10 x 20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Chandelier
  • Level: First
  • Area: 240
  • Dimensions: 15 x 16

Family Room

  • Features: Walk-Out Access,Storage
  • Level: Lower
  • Area: 594
  • Dimensions: 22 x 27

Features

  • Kitchen Island,Walk-In Closet(s),Storage,Pantry,Open Floorplan,Eat-in Kitchen
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Features: See Remarks
  • Level: Second
  • Area: 25
  • Dimensions: 5 x 5

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 342
  • Dimensions: 19 x 18

Office

  • Features: Carpet Flooring
  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring
  • Level: Second
  • Area: 169
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: 0720000123.00

Features

  • Levels: Two,Three Or More
  • Stories: 3
  • Patio & porch: Deck,Porch
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 4.50 Acres
  • Features: Wooded
  • Lot size dimensions: 4.5 Acres

Parking

  • Total spaces: 10
  • Parking features: Detached,Driveway,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$498$5,976
Property Taxes $807$9,684
Electricity $268$3,222
Total$5,613$67,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,445/yr
40% on housing$168,390/yr
45% on housing$149,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 41015$124
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41015$171
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$900,000
2018-10-16Sold$80,000

For Sale by Agent

AgentMelissa Maxwell
BrokerageERA Real Solutions Realty

Similar Homes