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2945 Monterey Dr, Decatur, GA, 30032

4beds
4baths
1,191sqft
$524,000
$440price/sqft
$3,656/moest. monthly cost
$146,240/yrincome needed

About This Home

Brick Ranch in Decatur with Income Producing Potential! With a Finished Upstairs, and a beautiful finished Basement, it can be turn into a rental! Step through the Front Door into a bright and Airy Open Floor Plan featuring Rich, light Hardwood Floors that set the stage for seamless entertaining. The Eat-In Kitchen is a culinary dream, complete with Sleek Granite Countertops, ideal for barstool seating and savoring your morning coffee. This stylish space boasts Stainless Steel Appliances, a Chic Tiled Backsplash, white Cabinets, The Kitchen flows effortlessly into the Family Room, creating a welcoming hub for gatherings. Down the hall, the Spacious Primary Suite offers a serene retreat with its own luxurious Ensuite Bathroom, featuring a White Vanity, a striking Tiled Glass Shower, and Modern Fixtures. Two Additional Bedrooms and a Full Bathroom complete the Main Level, along with a thoughtfully placed Laundry Room for added convenience. Venture downstairs to the versatile Basement Level, Rental Full Bedroom, and Full Bathroom the space is perfect for Guest Suites or an Income Producing Space! Step outside from the Family Room onto the Deck, a perfect spot to relax with a good book or enjoy an evening cocktail. Backyard is half way Fenced, offering endless opportunities for outdoor fun barbecues, gardening, celebrations, and more. This home provides an exceptional opportunity to rent the Basement or in law suite. With its prime location near Downtown Decatur, close to major highways, the BeltLine, Madison Yards, and Avondale Estates, you'll enjoy year-round festivals, events, top-tier dining, and boutique shopping just minutes away.

Getting Around

53
WalkingSomewhat Walkable
33
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

2/10
1/10
Towers High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1957

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range Hood,Refrigerator
  • Laundry features: None

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Daylight,Driveway Access,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Entrance Foyer,Recessed Lighting
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,191
  • Total interior livable area: 1,191 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15 200 12 007
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Yard,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 10,454 sqft
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 141 x 75

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Level Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$382$4,584
Property Taxes $406$4,872
Electricity $219$2,637
Total$3,656$43,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,348/yr
40% on housing$109,680/yr
45% on housing$97,493/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 30032$143
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30032$182
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$524,000
2025-11-18Listing removed$524,000
2025-03-24Listed for sale$524,000
2022-05-27Sold$425,000
2022-03-21Pending sale$425,000
2022-02-04Listed for sale$425,000
2015-12-01Sold$13,000
2011-07-22Listing removed$7,500
2011-05-07Pending sale$7,500
2011-04-06Price change$7,500
2011-03-13Price change$9,900
2011-02-11Price change$14,500
2011-01-11Price change$19,900
2011-01-08Price change$199,900
2011-01-06Price change$19,900
2010-12-27Listed for sale--
2010-06-18Sold$104,998
2007-12-18Sold$113,762
2006-06-15Sold$155,000
2006-03-06Sold$99,000
2005-11-17Sold$93,000

For Sale by Agent

AgentMICHELINE MILORD
BrokerageFirst United Realty, Inc.

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