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1441 Old Chapin Rd APT 123, Lexington, SC, 29072

3beds
2baths
1,470sqft
$349,900
$238price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

REDUCED! WELCOME TO SPENCES POINT ON LAKE MURRAY. Proud ownership shows in this spacious 3 bedroom, 2 bathroom lakefront condo on beautiful Lake Murray. The open floor plan of offers you stunning sunsets that only gorgeous Lake Murray can provide sitting on your own balcony overlooking the lake. Close to Bomb Island you can enjoy the famous Purple Martins during the summer and there is no better place to watch the fireworks each 4th of July. Sit outside and enjoy the cabana area at the pool with a kitchen and gas grills right on the lake. Boat slips are available at the marina as well as a boat ramp, tennis courts and walking trails. This home is conveniently located close to abundant shopping, restaurants and medical care. If lake living is the life for you, then look no more. Make this your new home today. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Lakeside Middle SchoolGrades 6-83.7 mi
9/10
River Bluff High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Construction materials: Cedar

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Range,Self Clean,Smooth Surface,Dishwasher,Disposal,Refrigerator,Microwave Above Stove
  • Laundry features: Laundry Closet,Main Level

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Built-in Features,Butlers Pantry,Ceiling Fan(s),Wet Bar
  • Level: Main

Features

  • Ceiling Fan(s),Wet Bar,Built-in Features
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump 1st Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl

Interior Area

  • Total structure area: 1,470
  • Total interior livable area: 1,470 sqft

Kitchen

  • Features: Bar,Tile Counters,Granite Counters,Backsplash-Granite,Cabinets-Painted,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Bath-Private,Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 003331010023

Features

  • Private pool: Yes
  • Pool features: Inground-Gunite
  • Exterior features: Boat Ramp,Dock Shared
  • Fencing: Around Pool
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deeded Lake Access,On Lake Murray,View-Big Water,Waterfront Community

Lot

  • Lot size: 609.84 sqft
  • Features: On Water

Parking

  • Total spaces: 1
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$163$1,956
Property Taxes $139$1,668
Electricity $204$2,449
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 29072$178
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29072
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$349,900
2026-03-16Listed for sale$359,500
2026-02-19Listing removed$359,500
2025-12-02Listed for sale$359,500
2025-11-26Listing removed$2,300
2025-11-21Listing removed$359,500
2025-11-11Listed for rent$2,300
2025-10-21Price change$359,500
2025-09-15Price change$364,900
2025-09-09Listing removed$4,000
2025-08-18Listed for sale$375,000
2025-07-22Listed for rent$4,000
2024-09-13Listing removed$2,250
2024-07-22Price change$2,250
2024-06-27Listed for rent$2,350
2023-07-24Listing removed--
2023-07-10Price change$2,250
2023-06-07Price change$2,450
2023-05-24Listed for rent$2,950
2021-04-21Sold$319,900
2021-03-10Listed for sale$319,900
2017-04-26Sold$235,000
2008-10-09Sold$260,000

For Sale by Agent

AgentCathy J Rakowsky
BrokerageReal Estate Partners LLC

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