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6963 Whispering Oaks Ct, Stone Mountain, GA, 30087

6beds
4baths
0sqft
$394,900
--price/sqft
$2,891/moest. monthly cost
$115,640/yrincome needed

About This Home

Step into timeless elegance in this beautifully maintained 5-bedroom, 3.5-bath brick traditional, where classic architecture meets modern comfort. Nestled in the sought-after Mountain Oaks community, this exceptional residence offers over 3000 square feet of thoughtfully designed living space, complete with a fully finished terrace level built for entertaining. A grand two-story foyer welcomes you into a home filled with character and craftsmanship. Rich hardwood floors flow throughout the main living areas, complemented by extensive crown molding, wainscoting, plantation shutters, custom built-ins, and abundant natural light. Whether you're hosting holiday dinners in the formal dining room, relaxing fireside in the inviting family room, or enjoying quiet mornings in the sun-filled breakfast area, every space feels warm, refined, and inviting. The spacious kitchen features granite countertops, ample cabinetry, generous prep space, and seamless access to the oversized rear deck perfect for grilling, outdoor dining, or simply unwinding. Retreat to the primary suite offering a spa-inspired bath with dual vanities, a soaking tub, separate shower, and walk-in closet. Four additional bedrooms provide flexibility for family, guests, or a dedicated home office. The true showstopper is the fully finished terrace level, complete with a custom pub-style bar, expansive recreation room, additional living space, with a kitchen and laundry and it also has a private exterior entrance. Whether you're hosting game day, movie nights, celebrations, or creating the ultimate entertainment retreat, this level offers endless possibilities. Outside, enjoy the charm of the classic front brick exterior, mature landscaping, and multiple outdoor living spaces designed for year-round enjoyment. Conveniently located near shopping, dining, parks, and major highways, this home offers the perfect combination of space, style, and location. This isn't just a home it's the perfect estate where you can entertain, gather, and create lasting memories. Schedule your private tour today before this Mountain Oaks gem is gone!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
4/10
Stephenson Middle SchoolGrades 6-80.8 mi
2/10
Stephenson High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Exterior Entry,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 1
  • 1/2 bathrooms: 3

Features

  • Bookcases,Double Vanity,Rear Stairs,Walk-In Closet(s),Wet Bar
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Hardwood,Other
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar,Second Kitchen

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 18 026 06 001

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck
  • Exterior features: Other
  • Fencing: Wood
  • Has view: Yes
  • View description: City
  • Waterbody name: None

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac,Other

Parking

  • Total spaces: 4
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$282$3,384
Property Taxes $306$3,672
Electricity $307$3,692
Total$2,891$34,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,120/yr
40% on housing$86,730/yr
45% on housing$77,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30087$150
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30087$149
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$394,900
2026-06-18Listing removed$2,600
2026-04-11Listed for rent$2,600
2025-10-19Listing removed$2,700
2025-10-09Price change$2,700
2025-10-01Listed for rent$2,900
2023-12-29Sold$375,000
2018-04-09Sold$235,000
2018-03-06Pending sale$235,000
2018-03-03Listed for sale$235,000
2018-03-02Pending sale$235,000
2018-02-13Price change$235,000
2018-02-01Listed for sale$249,500
2000-08-10Sold$165,000

For Sale by Agent

AgentSalisia Murray
BrokerageAtlanta Communities

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