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815 13th STREET, Racine, WI, 53403

6beds
2baths
2,500sqft
$182,500
$73price/sqft
$1,483/moest. monthly cost
$59,320/yrincome needed

About This Home

Charming two-family home offering space, flexibility, and strong investment potential. Each well-sized unit features 3 bedrooms, 1 full bath, and approximately 1,250 sq. ft. of living space, along with separate gas and electric utilities and private entrances for added convenience and independence. Off-street parking is available, enhancing everyday practicality for residents.Ideally located near downtown Racine and close to public transportation, this property provides easy access to shopping, dining, and local amenities--making it highly appealing for both tenants and owner-occupants. Whether you're expanding your portfolio or seeking the opportunity to live in one unit while generating rental income from the other, this is a versatile and valuable addition to consider.

Getting Around

73
WalkingVery Walkable
47
TransitSome Transit
53
BikeBikeable

Schools

4/10
3/10
Case High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1890

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Brick,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 08806000
  • Zoning: R
  • Exclusions: Tenant's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1001-1250

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Detached,1 Space
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $922$11,064
Home Insurance *$108$1,296
Property Taxes $219$2,628
Electricity $234$2,819
Total$1,483$17,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,845/yr
40% on housing$44,490/yr
45% on housing$39,546/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 53403$303
Racine County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 53403$159
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$182,500
2026-07-07Listed for sale$185,000
2026-04-26Pending sale$185,000
2026-04-25Contingent$185,000
2026-04-01Listed for sale$185,000
2025-01-30Listing removed$185,000
2024-12-02Listed for sale$185,000
2023-07-31Listing removed--
2023-06-23Listed for rent$1,000
2023-06-22Listing removed--
2023-06-12Price change$1,000
2023-06-07Listed for rent$1,050
2023-01-25Listing removed--
2023-01-12Price change$950
2022-12-05Price change$1,000
2022-11-11Listed for rent$1,050
2022-03-18Sold$130,000
2021-12-11Listed for sale$135,000

For Sale by Agent

AgentTiffany Harding
BrokerageBerkshire Hathaway Home Services Epic Real Estate

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