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1948 12th STREET, Racine, WI, 53403

3beds
1baths
1,163sqft
$200,000
$172price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

New flooring throughout. Complete kitchen upgrade including cabinets, granite countertops, and disposal. Single car detached garage with alley access and off street parking. All room sizes to be verified by buyer. Please remove shoes and leave on runner before touring the home. NEW FURNACE WILL BE INSTALLED PRIOR TO CLOSING!

Getting Around

63
WalkingSomewhat Walkable
45
TransitSome Transit
64
BikeBikeable

Schools

2/10
Knapp Elementary SchoolGrades PK-50.7 mi
--
Mckinley Middle SchoolGrades 6-80.6 mi
5/10
Park High SchoolGrades 9-120.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1918

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Victorian/Federal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Upper
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Features

  • Pantry

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,163
  • Total interior livable area: 1,163 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 299

Property

Details

  • Parcel number: 09753000
  • Zoning: R3
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1001-1250

Lot

  • Lot size: 5,227 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 1
  • Parking features: Detached,1 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$119$1,428
Property Taxes $408$4,896
Electricity $171$2,054
Total$1,709$20,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 53403$302
Racine County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 53403$159
Racine County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$210,000
2026-03-10Listed for sale$215,000
2026-02-21Contingent$215,000
2026-02-16Price change$215,000
2026-02-04Price change$219,000
2026-01-27Listed for sale$225,000
2011-07-08Sold$128,000
2005-06-17Sold$30,000

For Sale by Agent

AgentAndrew Hay
BrokerageGuy Lloyd, Inc.

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