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210 Morse Elm Loop, Waleska, GA, 30183

2beds
2baths
2,120sqft
$429,000
$202price/sqft
$3,441/moest. monthly cost
$137,640/yrincome needed

About This Home

210 Morse Elm Loop is the kind of property people picture when they dream about escaping to the North Georgia mountains. Offered fully furnished and tucked into the gated resort-style community of Lake Arrowhead, this private retreat delivers the rare feeling of true seclusion with not a neighbor in sight. After a good rain, the nearby waterfall comes alive, creating a peaceful natural soundtrack that transforms the property into something truly special. Whether you’re searching for a full-time mountain sanctuary, weekend getaway, or turnkey investment opportunity, this home is ready from day one. Surrounded by mature woods and natural beauty, the setting feels worlds away while still offering access to Lake Arrowhead’s incredible amenities, including a 540-acre spring-fed lake, championship golf, hiking trails, pools, parks, marina, and more. Get ready to embrace quiet mornings on the deck, evenings beneath the stars, and the kind of privacy that's becoming increasingly difficult to find. Enjoy added peace of mind with a new roof and a brand-new 2026 Rheem HVAC system. The unfinished, pre-wired basement offers a blank canvas with endless potential—whether you're looking to create additional living space, a guest suite, a workshop, or even future income-producing space. Best of all, this home is being offered fully furnished, allowing you to simply unpack your personal belongings and immediately begin enjoying the mountain lake lifestyle so many are searching for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Teasley Middle SchoolGrades 6-88.5 mi
5/10
Cherokee High SchoolGrades 9-128.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Rustic
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Microwave,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Exterior Entry,Full,Unfinished,Walk-Out Access

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Cathedral Ceiling(s),Entrance Foyer 2 Story,High Speed Internet,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,120
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Eat-in Kitchen, View to Family Room

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22N15 04026
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters,Rear Stairs,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek
  • Waterbody name: None

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Mountain Frontage,Private,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$167$2,004
Property Taxes $886$10,632
Electricity $219$2,637
Total$3,441$41,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,977/yr
40% on housing$103,230/yr
45% on housing$91,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 30183$198
Cherokee County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 30183$204
Cherokee County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$429,000
2022-04-15Sold$359,000
2022-03-14Pending sale$349,000
2022-03-10Contingent$349,000
2022-03-10Pending sale$349,000
2022-03-08Listed for sale$349,000
2020-12-11Sold$254,000
2020-10-16Pending sale$254,000
2020-10-06Price change$254,000
2020-09-17Listed for sale$250,000
2006-02-03Sold$3,000

For Sale by Agent

AgentDave Pastush
BrokerageRE/MAX Town and Country

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