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41 Church St, Sag Harbor, NY, 11963

1beds
2baths
1,286sqft
$2,195,000
$1,707price/sqft
$15,270/moest. monthly cost
$610,800/yrincome needed

About This Home

Set at the corner of Church and Sage Streets in the heart of Sag Harbor Village, this exceptional one-bedroom Flagship Bungalow at Watchcase offers 1,286 square feet of beautifully designed interior space, soaring 13-foot vaulted ceilings, and 453 square feet of private outdoor space split between two distinct areas. The residence features an open kitchen and living area ideal for entertaining, along with a mudroom, a laundry closet, a powder room, and an ensuite primary bedroom. The luxurious four-fixture primary bathroom is appointed with Waterworks fixtures and Grigio Legno marble, adding to the home's refined feel. Customized details include fumed oak floors, elegant millwork, rich honed Terra Azul marble surfaces, and exceptional fittings by acclaimed designer Steven Gambrel, who has thoughtfully woven the building's history with contemporary 21st-century design. Enjoy seamless indoor-outdoor living with direct access to the pool and Watchcase Pavilion, creating a true resort-style experience. The home also offers direct parking garage access, access from historic Church Street, a designated underground parking space #16, and storage space #6, offering 145 square feet of additional storage. Just one block from charming Main Street and two blocks from the Hamptons' only deep-water port, Watchcase is a once-in-a-lifetime opportunity to own one of only 63 Loft, Factory Residences, and Bungalow condominium homes set among beautifully landscaped gardens with resort-style amenities. Residents enjoy an exceptional amenity package, including a building manager and superintendent, concierge, heated saltwater pool, fitness center, yoga studio, locker rooms with sauna, treatment room, and events lounge with fireplace and catering kitchen. The Grand Lobby Living Room features the Vault Bar and a dramatic two-sided fireplace. An extraordinary opportunity to own one of the most sought-after residences in the Hamptons.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,286
  • Total interior livable area: 1,286 sqft

Property

Details

  • Parcel number: 0903003010200001000

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated

Parking

  • Parking features: GarageAttached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$962$11,544
Property Taxes $2,963$35,556
Electricity $246$2,954
Total$15,270$183,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$523,542/yr
40% on housing$458,100/yr
45% on housing$407,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,707This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,684
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$2,195,000
2026-05-29Listed for sale$2,300,000
2025-08-07Sold$1,850,000
2025-06-13Pending sale$2,250,000
2025-05-05Price change$2,250,000
2025-03-19Listing removed$32,000
2025-03-19Listed for sale$2,300,000
2024-12-11Listed for rent$32,000
2024-08-03Listing removed$32,000
2024-04-17Listed for rent$32,000
2023-08-14Sold$1,550,000
2021-02-24Listing removed--
2020-12-19Pending sale$1,300,000
2020-12-01Price change$1,300,000
2020-10-08Price change$1,349,000
2020-08-12Price change$1,395,000
2019-04-19Listed for sale$1,475,000
2016-10-24Sold$1,250,000

For Sale by Agent

AgentJeremy Dunham - Associate Real Estate Broker
BrokerageCompass

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