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82595 Ladder Canyon Dr, Indio, CA, 92201

2beds
3baths
2,451sqft
$849,000
$346price/sqft
$5,795/moest. monthly cost
$231,800/yrincome needed

About This Home

South Facing Pool Home | Celebrare Plan | Trilogy at The Polo Club | 3 Car Garage | Private Pool and Spa | Built 2018This highly upgraded pool residence with den in Trilogy at The Polo Club offers modern indoor outdoor living, a private pool and spa, and access to premier resort style amenities.The single story Celebrare plan offers approximately 2,451 square feet with two bedrooms, three baths, a dedicated den, and a rare three car garage. Built in 2018 and positioned on a 7,405 square foot lot, the home presents a thoughtfully designed open floorplan filled with natural light and seamless indoor outdoor flow.A private courtyard entry leads into expansive living spaces anchored by a great room with fireplace and dramatic 15 foot rolling glass door opening to the covered patio and resort style backyard. Wood tile flooring flows throughout the main living areas while plush carpeting enhances comfort in the bedrooms.The chef's kitchen features quartz countertops, stainless steel appliances, built in cooktop with vent hood, custom backsplash, and a generous island that connects effortlessly to the dining and living areas for entertaining.The primary suite serves as a private retreat with direct access to the backyard. The spa inspired bath includes a soaking tub, walk in shower, and dual vanities.Outdoor living shines in the south facing rear yard which captures all day sun and features a sparkling pool and spa with raised waterfall feature, lush landscaping for privacy, and an expansive covered patio designed for relaxed desert living.Additional highlights include a three car garage with EV charging station, premium upgrades throughout, and a prime location near the 25,000 square foot Polo Club clubhouse.Residents of Trilogy at The Polo Club enjoy access to resort pools, fitness center, tennis and pickleball courts, indoor golf simulator, and the acclaimed June Hill's Table restaurant. Transferable club membership available.This is a rare opportunity to enjoy private pool living within one of the Coachella Valley's most sought after resort communities.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2018

Other

  • Builder model: Celebrare
  • Builder name: Shea Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,451 sqft

Property

Details

  • Parcel number: 779120029
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Electric Heat,In Ground,Pebble,Private
  • Spa features: Heated,In Ground,Private

Lot

  • Lot size: 7,405 sqft
  • Features: Drip Irrigation/Bubblers,Planned Unit Development,Sprinklers Timer,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Direct Access,Garage,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$204$2,448
Property Taxes $773$9,276
Electricity $525$6,307
Total$5,795$69,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,685/yr
40% on housing$173,850/yr
45% on housing$154,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 92201$209
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92201$306
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$849,000
2026-05-01Listing removed$849,000
2026-04-11Price change$849,000
2026-03-13Price change$894,000
2026-01-21Price change$899,000
2025-11-23Price change$955,000
2025-10-01Listed for sale$980,000
2018-04-10Sold$538,000

For Sale by Agent

AgentBilly Thoman and ...
BrokerageCompass

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