14 Rizzo Lane, Albany, NY, 12203
About This Home
Set on an expansive 1.60-acre lot, the home offers a sense of privacy and outdoor enjoyment that is increasingly hard to find in established suburban neighborhoods. An attached two-car garage and a fully finished basement add functionality, storage, and additional living space, enhancing overall usability and long-term value. The neighborhood is characterized by primarily one-unit residential homes and is considered stable, with balanced supply and demand. The area benefits from convenient access to major roadways, including Western Avenue, Washington Avenue, and Interstate 87, typically within a short drive, making regional commuting and travel efficient. Nearby schools, parks, shopping, and employment centers further support everyday convenience and livability.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Shingle
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Full,Partial,Unfinished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,053
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,None
Interior Area
- Total structure area: 3,053
- Total interior livable area: 3,053 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Second
Primary Bathroom
- Level: First
Property
Details
- Parcel number: 013089 52.0322.13
- Special condition: Real Estate Owned
Features
- Levels: Multi/Split
- Exterior features: Other
Lot
- Lot size: 1.60 Acres
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,532 | $42,384 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $989 | $11,868 |
| Electricity | $504 | $6,054 |
| Total | $5,287 | $63,444 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2024-04-25 | Listing removed | -- |
| 2024-01-24 | Listed for sale | $430,360 |
| 2020-06-23 | Listing removed | $368,400 |
| 2020-06-11 | Price change | $256,000 |
| 2020-06-03 | Price change | $243,000 |
| 2020-05-20 | Price change | $368,400 |
| 2020-05-11 | Price change | $240,000 |
| 2020-03-07 | Price change | $368,400 |
| 2020-02-18 | Price change | $373,400 |
| 2020-01-18 | Price change | $378,400 |
| 2020-01-01 | Price change | $391,200 |
| 2019-12-14 | Price change | $408,400 |
| 2019-11-28 | Price change | $429,000 |
| 2019-11-08 | Listed for sale | $455,800 |
| 2019-10-10 | Sold | $500 |
| 2003-05-12 | Sold | $380,000 |
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