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3604 Pearson Cir, Guntersville, AL, 35976

4beds
1baths
1,512sqft
$137,000
$91price/sqft
$1,076/moest. monthly cost
$43,040/yrincome needed

About This Home

Welcome to this well-maintained single-story brick home located at 3604 Pearson Cir in Guntersville, AL. Perfect for first-time buyers, families, or investors looking for a solid property with great potential. This cozy ranch features beautiful hardwood floors throughout the main living areas and hallway, creating a warm and inviting atmosphere. The spacious kitchen offers white cabinetry, plenty of storage, a functional island/breakfast bar, and a large window that floods the space with natural light. The home includes multiple bedrooms, including a bright empty bedroom with a ceiling fan ready for your personal touch. The living room is spacious with wood paneling accents and flows easily into the rest of the home. Step outside to enjoy the large covered porch — ideal for relaxing or entertaining. The fully fenced backyard provides privacy and space for outdoor activities. Additional highlights include a practical layout, good natural light, and a solid brick exterior built to last. Conveniently located in Guntersville with easy access to Lake Guntersville, schools, shopping, and major highways. This is a fantastic opportunity to own a home in a growing North Alabama community! Presently Rented for 1 years. Priced to sell — schedule your showing today! Serious inquiries only. For Sale By Owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
9/10
6/10
Guntersville High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Retaining Wall
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,512 sqft

Property

Details

  • Parcel number: 1506132000075000

Features

  • Exterior features: Wood,Brick

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $692$8,304
Home Insurance *$110$1,320
Property Taxes $34$408
Electricity $240$2,881
Total$1,076$12,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,891/yr
40% on housing$32,280/yr
45% on housing$28,693/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$240
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$137,000
2026-04-28Listing removed$139,000
2026-04-01Price change$139,000
2026-02-25Price change$149,900
2026-02-02Price change$160,000
2026-01-02Price change$170,000
2025-11-29Listed for sale$180,000
2024-03-14Sold$125,000
2024-01-23Contingent$129,990
2024-01-22Listed for sale$129,990
2015-07-15Sold$0

For Sale by Owner

AgentProperty Owner

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