2020 Ridge Crest Dr, Guntersville, AL, 35976
About This Home
Move-In Ready Special!! Fresh Paint!!! This 3-bedroom, 2-bath home sits on a 0.45-acre dead-end lot and was recently remodeled in 2022. It features LVP flooring and butcher block countertops. Located just 4 minutes from shopping and dining options, and 6 minutes from Guntersville High School and the public boat launch. Ideal as a starter home, long-term rental, or VRBO. Move In Ready!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher Drawer,Range
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Crown Molding,LVP Flooring
- Level: First
- Area: 126
Bedroom3
- Features: Ceiling Fan(s),Crown Molding,LVP
- Level: First
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 1,250 sqft
Kitchen
- Features: Eat-in Kitchen,LVP
- Level: First
- Area: 102
Living Room
- Features: Ceiling Fan(s),LVP
- Level: First
- Area: 266
Property
Details
- Parcel number: 1507250000066.000
Features
- Patio & porch: Patio,Front Porch
Lot
- Lot size: 0.45 Acres
- Lot size dimensions: 98 x 196
Parking
- Parking features: Driveway-Paved/Asphalt
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $53 | $636 |
| Electricity | $240 | $2,881 |
| Total | $1,552 | $18,624 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $223,990 |
| 2025-11-18 | Listing removed | $1,550 |
| 2025-11-15 | Listing removed | $223,990 |
| 2025-10-20 | Listed for rent | $1,550 |
| 2025-08-26 | Price change | $223,990 |
| 2025-07-14 | Price change | $228,990 |
| 2025-05-09 | Price change | $232,990 |
| 2025-03-20 | Listed for sale | $235,000 |
| 2022-06-27 | Sold | $189,900 |
| 2022-05-26 | Contingent | $189,900 |
| 2022-05-23 | Listed for sale | $189,900 |
| 2022-02-02 | Sold | $115,500 |
| 2014-04-22 | Sold | $365,500 |
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