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551 Reed Rd, Guntersville, AL, 35976

3beds
2baths
1,512sqft
$265,000
$175price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Welcome home to this beautifully updated 3 bedroom, 2 bath home in a great Guntersville location. Step inside to new flooring, fresh paint, and a bright layout perfect for everyday living. The owners suite features a beautifully tiled walk in shower. Outside, enjoy updated vinyl railings and fencing along with two detached storage buildings for extra space and storage. Situated in the Mountainbrook area, you are only 10 minutes to Albertville’s Sand Mountain Park and about 12 minutes to Guntersville City Harbor. A rare find with comfort, convenience and upgrades throughout.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Crown Molding,Laminate Floor
  • Level: First
  • Area: 120

Bedroom3

  • Features: Crown Molding,Laminate Floor
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,512 sqft

Kitchen

  • Features: Crown Molding
  • Level: First
  • Area: 192

Laundry Room

  • Features: Laminate Floor
  • Level: First
  • Area: 24

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Laminate Floor
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1507250000085.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered Porch

Lot

  • Lot size dimensions: 100 x 150.38 x 100.27 x 143.07

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$213$2,556
Property Taxes $66$792
Electricity $240$2,881
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$239
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$265,000
2026-01-08Price change$279,000
2025-12-08Price change$289,000
2025-11-19Listed for sale$299,000
2019-11-25Sold$139,000
2017-05-16Sold$107,000
2017-03-27Listed for sale$113,900

For Sale by Agent

AgentTrenten Hammond
BrokerageSouth Towne Realtors, LLC

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