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4800 Mountain Crest Dr, Guntersville, AL, 35976

2beds
2baths
1,413sqft
$229,900
$163price/sqft
$1,643/moest. monthly cost
$65,720/yrincome needed

About This Home

THIS IS YOUR OPPORTUNITY TO LIVE IN A GREAT NEIGHBORHOOD IN THE GUNTERSVILLE CITY LIMITS AND THE GUNTERSVILLE CITY SCHOOL SYSTEM. THIS HOME HAS HARDWOOD IN MANY ROOMS, FIRE PLACE WITH GAS LOGS IN THE DINING ROOM . YOU MUST SEE THE GREAT POTENTIAL THIS HOME OFFERS.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-121.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Dishwasher

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tile
  • Level: First
  • Area: 20

Bathroom2

  • Features: Tile
  • Level: First
  • Area: 72

Bedroom2

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Fireplace,Laminate Floor,Smooth Ceiling
  • Level: First
  • Area: 285

Features

  • Number of fireplaces: 1
  • Fireplace features: Outside,One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,413 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 100

Laundry Room

  • Features: Laminate Floor
  • Level: First
  • Area: 45

Living Room

  • Features: Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 252

Master Bedroom

  • Features: Ceiling Fan(s),Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 180

Utility Room

  • Features: Laminate Floor
  • Level: First
  • Area: 70

Property

Details

  • Parcel number: 1507260002057000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Front Porch

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 150 x 160 x 150 x 160

Parking

  • Total spaces: 1
  • Parking features: Carport,Attached Carport,Driveway-Paved/Asphalt
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$184$2,208
Property Taxes $57$684
Electricity $240$2,881
Total$1,643$19,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,331/yr
40% on housing$49,290/yr
45% on housing$43,813/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$239
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$235,000
2018-12-07Sold$110,000
2018-10-31Listed for sale$114,000
2013-08-05Sold$518,000

For Sale by Agent

AgentRudy Cornelius
BrokerageMountain Lakes Real Estate,LLC

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