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12822 N 95th St, Longmont, CO, 80504

2beds
3baths
2,191sqft
$2,000,000
$913price/sqft
$12,120/moest. monthly cost
$484,800/yrincome needed

About This Home

Discover a rare opportunity to own approximately 9 acres offering the perfect blend of peaceful country living with the convenience of city amenities just moments away. Ideally located adjacent to the City of Longmont, this exceptional property provides the tranquility of a rural lifestyle while keeping shopping, dining, schools, and everyday conveniences within easy reach. Imagine starting your mornings with the sound of birds singing, relaxing on the patio while taking in the surrounding open space, and enjoying the privacy and serenity that only acreage can provide. Whether you're looking for a hobby farm, an equestrian property, or simply room to spread out, this versatile property offers endless possibilities. Bring your horses, chickens, sheep, and gardening dreams to life with ample space to create the lifestyle you've always envisioned. A large workshop provides abundant room for vehicle storage, recreational toys, equipment, or the ideal workspace for hobbyists, contractors, or entrepreneurs. Beyond its current use, this property presents an outstanding investment opportunity. With the potential to be annexed into the City of Longmont, you may explore redevelopment opportunities, including the possibility of a Mixed-Use zoning designation that could accommodate a combination of commercial and residential development, subject to city approvals. The neighboring vacant property is already zoned PUD-MU (Mixed Use). Whether you're seeking a private country retreat, an equestrian estate, or a property with exceptional long-term development potential, this one-of-a-kind offering delivers the best of both worlds.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

4/10
3/10
Longs Peak Middle SchoolGrades 5-81.7 mi
7/10
Longmont High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Kitchen Island
  • Finished area above ground: 2,191

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,191
  • Total interior livable area: 2,191 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Level Lot

Details

  • Parcel number: R0052039
  • Zoning: A
  • Special condition: Private Owner
  • Exclusions: Mineral Rights,Propane/Gas Tank (leased),and Personal Property
  • Horse amenities: Horse(s) Allowed

Features

  • Levels: Bi-Level
  • Patio & porch: Patio
  • Fencing: Fenced,Dog Run/Kennel
  • Has view: Yes
  • View description: Hills
  • Horses can be raised: Yes

Lot

  • Lot size: 10.03 Acres
  • Features: Level,Paved,Mineral Rights Excluded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$955$11,460
Property Taxes $866$10,392
Electricity $186$2,232
Total$12,120$145,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$415,542/yr
40% on housing$363,600/yr
45% on housing$323,200/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$913This listing

vs Other Active Listings

Avg $/sqft

ZIP 80504$194
Boulder County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 80504$200
Boulder County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$1,800,000
2026-07-12Listed for sale$2,000,000
2019-07-19Sold$695,000
2019-06-11Pending sale$715,000
2019-04-07Listed for sale$715,000
2014-04-30Sold$365,000

For Sale by Agent

AgentMagali Fredrick
BrokerageHomeSmart

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