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8057 Garfield St NE, Spring Lake Park, MN, 55432

5beds
4baths
4,483sqft
$625,000
$139price/sqft
$4,514/moest. monthly cost
$180,560/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac, this home offers the perfect blend of space, privacy, and comfort. Four bedrooms are thoughtfully located on the upper level, including a spacious primary suite that provides a relaxing retreat at the end of the day. The heart of the home is the beautifully designed kitchen, showcasing custom red birch cabinetry, granite countertops, a marble backsplash, refinished oak floors, and stainless steel appliances—ideal for both everyday living and gathering with family and friends. Multiple living areas offer flexibility to fit your lifestyle, including a second family room, a lower-level flex room perfect for a home office or playroom, and laundry room with ample shelving and storage. Two gas fireplaces add warmth and ambiance—one anchoring the main-level family room and another positioned to be enjoyed from both the kitchen and dining area. An oversized 4-stall garage features a tandem space ideal for efficient, organized storage, along with a convenient separate entry to the basement. Unwind in the screened porch overlooking mature trees and colorful flower gardens, while the large fenced yard provides plenty of space for play, pets, and entertaining. A wonderful setting for relaxed living, outdoor enjoyment, and connection in a highly sought-after cul-de-sac neighborhood. **Exterior garage doors have been freshly painted.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

2/10
4/10
Westwood Middle SchoolGrades 5-82.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Finished,Full,Sump Pump

Bedroom

  • Level: Upper
  • Area: 308
  • Dimensions: 22x14

Bedroom2

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Lower
  • Area: 352
  • Dimensions: 22x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Family Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,113
  • Finished area above ground: 3,018

Flex Room

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,483
  • Total interior livable area: 4,483 sqft

Kitchen

  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Laundry

  • Level: Lower

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Other

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Recreation Room

  • Level: Lower
  • Area: 648
  • Dimensions: 36x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013024410042
  • Zoning description: Residential-Single Family
  • Foundation area: 1465

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Rear Porch,Screened
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.35 Acres
  • Lot size dimensions: 59 x 134 x 192 x 153

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage,Storage,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$370$4,440
Property Taxes $606$7,272
Electricity $378$4,537
Total$4,514$54,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,765/yr
40% on housing$135,420/yr
45% on housing$120,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 55432$136
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55432$188
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$675,000
2018-09-17Sold$418,000
2018-06-29Sold$418,000
2018-05-03Listed for sale$415,000
2017-11-07Sold$200,000
2015-06-15Sold$121,000
2001-12-11Sold$280,000

For Sale by Agent

AgentAnna Dahlby
BrokerageEdina Realty, Inc.

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