208 Clay St, Anoka, MN, 55303
About This Home
Welcome home to this well-maintained, affordable 2-story home built in 2016, ideally located in the heart of Anoka. Offering 3 bedrooms, 3 bathrooms, and thoughtfully designed living spaces, this home provides the perfect blend of modern convenience and comfortable living. The inviting main level is filled with natural light and features an open, functional floor plan that makes everyday living and entertaining easy. The spacious kitchen offers ample cabinetry, generous workspace, and seamless access to the dining and living areas. A covered breezeway connects the home to the detached garage, offering sheltered access year-round while adding to the home's charm and functionality. Upstairs, you'll find all three bedrooms along with a full bathroom, creating a functional layout for everyday living. The finished lower-level family room adds valuable extra living space, making it ideal for movie nights, a playroom, home office, or workout area. Outside, enjoy a flat, easy-to-maintain backyard that offers just the right amount of outdoor space without the upkeep of a large lot. Conveniently located near parks, schools, shopping, dining, and historic downtown Anoka, this move-in ready home offers exceptional value in a fantastic location.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age Over 8 Years
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dryer,Exhaust Fan,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Egress Window(s),Partially Finished
Bedroom
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedroom2
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom3
- Level: Upper
- Area: 81
- Dimensions: 9x9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Family Room
- Level: Lower
- Area: 437
- Dimensions: 19x23
Features
- Finished area below ground: 453
- Finished area above ground: 1,138
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,714
- Total interior livable area: 1,591 sqft
Kitchen
- Level: Main
- Area: 153
- Dimensions: 17x9
Living Room
- Level: Main
- Area: 252
- Dimensions: 18x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 013125410033
- Zoning description: Residential-Single Family
- Foundation area: 576
Features
- Levels: Two
- Stories: 2
- Fencing: Partial
Lot
- Lot size: 4,356 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 65 x 66
Parking
- Total spaces: 2
- Parking features: Detached Garage,Asphalt,Garage Door Opener,No Int Access to Dwelling
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $588 | $7,056 |
| Electricity | $170 | $2,050 |
| Total | $2,572 | $30,864 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $319,900 |
| 2026-07-30 | Listed for sale | $319,900 |
| 2017-06-14 | Sold | $150,000 |
| 2017-05-08 | Listed for sale | $155,000 |
| 2017-05-08 | Pending sale | $155,000 |
| 2017-05-05 | Listed for sale | $155,000 |
| 2017-05-05 | Pending sale | $155,000 |
| 2017-05-02 | Listed for sale | $155,000 |
| 2017-05-02 | Pending sale | $155,000 |
| 2017-04-17 | Price change | $155,000 |
| 2017-02-22 | Listed for sale | $160,000 |
| 2014-08-27 | Listing removed | $10,000 |
| 2014-02-28 | Listed for sale | $10,000 |
| 2012-06-22 | Listing removed | $25,000 |
| 2011-05-21 | Listed for sale | $25,000 |
| 2010-08-24 | Sold | $38,000 |
| 2010-07-23 | Listed for sale | $46,000 |
| 2010-05-30 | Listing removed | $46,000 |
| 2010-04-26 | Price change | $46,000 |
| 2010-03-21 | Listed for sale | $50,000 |
| 1999-10-14 | Sold | $71,000 |
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