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28 Snowcap Dr, Windsor, CO, 80550

4beds
4baths
2,462sqft
$685,000
$278price/sqft
$4,846/moest. monthly cost
$193,840/yrincome needed

About This Home

Located just minutes from downtown Windsor and the scenic Windsor Lake, this two story single family home in Greenspire is designed for comfortable, everyday living. The home includes a three car garage, full yard landscaping, fencing, and a finished basement, making it move in ready from day one. Start the day on the covered front porch and enjoy time outside on the covered back patio, ideal for both relaxing and entertaining throughout the year. Inside, the main level offers an open flow between the great room, dining area, and kitchen, creating a space that works well for daily routines and get togethers. The kitchen features wood cabinetry, light quartz countertops, a gas range, and stainless steel appliances. Extended buffet cabinetry adds extra storage and counter space while keeping the layout functional and inviting. Upstairs, the laundry room is conveniently located near the bedrooms. The primary suite offers vaulted ceilings, a walk in closet, and a five piece bath with a freestanding soaking tub, tiled shower, and dual vanities. Two additional bedrooms and a full bath complete the upper level. The finished basement extends the living space with a recreation room, full bath, and additional bedroom, ideal for guests, hobbies, or movie nights. With quality craftsmanship, modern finishes, and thoughtful design throughout, this home captures the essence of Colorado living in the welcoming community of Greenspire at Windsor Lake.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Tozer Elementary SchoolGrades PK-21.4 mi
5/10
Windsor Middle SchoolGrades 6-81.2 mi
6/10
Windsor High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder model: Breckenridge
  • Builder name: Windmill Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Upper
  • Area: 120
  • Dimensions: 10 x 12

Bedroom4

  • Level: Basement
  • Area: 130
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
  • Finished area below ground: 778
  • Finished area above ground: 1,684

Great Room

  • Level: Main
  • Area: 256
  • Dimensions: 16 x 16

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,462
  • Total interior livable area: 2,462 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Level: Upper
  • Area: 42
  • Dimensions: 7 x 6

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Upper
  • Area: 240
  • Dimensions: 16 x 15

Recreation Room

  • Level: Basement
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: R3672905
  • Zoning: SFR
  • Special condition: Builder

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 6,610 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$305$3,660
Property Taxes $892$10,704
Electricity $186$2,232
Total$4,846$58,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,148/yr
40% on housing$145,380/yr
45% on housing$129,226/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 80550$217
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80550$200
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$694,735
2017-10-02Sold$295,122

New Construction Spec

AgentRyan White
BrokerageRE/MAX Alliance-Windsor

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