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17800 Fluorine St NW, Ramsey, MN, 55303

3beds
2baths
1,406sqft
$275,000
$196price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Opportunity knocks with this solidly built 3-bedroom, 2-bathroom split-level home situated on an expansive 0.85-acre lot in Ramsey. While the home features quality construction and recently updated mechanicals, it is ready for exterior updates including a new roof and siding. The interior provides a fantastic canvas for your personal touches, highlighting a functional main-level layout and a relaxing screened porch overlooking the large yard. The lower level offers excellent potential to expand, with space ready to be finished into a 4th bedroom and a spacious family room. Complete with an attached 2-car garage, this property is priced accordingly and sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Brookside ElementaryGrades K-51.8 mi
7/10
Anoka Senior High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Full,Partially Finished

Bedroom

  • Level: Upper
  • Area: 150
  • Dimensions: 15x10

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 212
  • Finished area above ground: 1,194

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 1,406 sqft

Kitchen

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Living Room

  • Level: Upper
  • Area: 252
  • Dimensions: 18x14

Screened Porch

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013225230004
  • Zoning description: Residential-Single Family
  • Foundation area: 1026

Features

  • Levels: Multi/Split
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.85 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 200 x 407

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Strong Wind

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$169$2,028
Property Taxes $258$3,096
Electricity $170$2,050
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$275,000
2026-07-28Listed for sale$275,000

For Sale by Agent

AgentDaryl B Bonderson
BrokerageKeller Williams Integrity NW

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