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400 Baja Dr, Windsor, CO, 80550

2beds
3baths
3,235sqft
$699,000
$216price/sqft
$4,409/moest. monthly cost
$176,360/yrincome needed

About This Home

Tucked on a prime corner lot, this 2-bedroom, 3-bathroom ranch offers a layout and location that are hard to find together. The open-concept floor plan is designed for easy living. The granite-topped kitchen features a gas stove and stainless steel appliances that create a clean, sleek look, flowing seamlessly into the dining and living areas for a natural, connected space that works well for everyday living and entertaining. The dual fireplace anchors the living area, adding warmth and character to the space and making it equally suited for quiet evenings at home or entertaining guests. The main level has been thoughtfully laid out with everyday comfort in mind. A secondary bedroom and secluded bathroom are privately tucked away, offering a separate and comfortable space for guests or family members. The primary suite is also on the main level, complete with its own dedicated bathroom, keeping your daily routine entirely on one floor. Every bathroom throughout the home features quartz countertops. The full finished basement adds considerable flexibility, with additional space that can be converted into a guest suite, home office, or third bedroom depending on your needs. Step outside to a private patio complete with a pergola, where you can relax and watch the golfers tee off right from your backyard. The rock yard keeps outdoor maintenance minimal, leaving more time to enjoy everything around you. The location is where this home truly stands out. The golf course is just steps away with easy access to the clubhouse, and W Club Windsor fitness center sits directly across the street. Surrounded by five lakes, you are just minutes away from world class water recreation including sport fishing, bow fishing, wakeboarding, hydrofoiling, and more. This home is a rare combination of thoughtful design and an unbeatable location. Schedule your showing today.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Windsor Middle SchoolGrades 6-82.1 mi
6/10
Windsor High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Ryland

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave,Disposal

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Features

  • Finished area below ground: 1,527
  • Finished area above ground: 1,708

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,235
  • Total interior livable area: 3,235 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Main Level Laundry

Details

  • Parcel number: R6787598
  • Zoning: Res
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 4,962 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$311$3,732
Property Taxes $320$3,840
Electricity $244$2,930
Total$4,409$52,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,165/yr
40% on housing$132,270/yr
45% on housing$117,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 80550$217
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80550$200
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$699,000
2015-10-29Sold$423,799

For Sale by Agent

AgentAmanda Miller
BrokerageRE/MAX Elevate

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